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Tips to Apply for a Bad Credit Used Car Loan

It may be frustrating trying to apply for a bad credit used car loan. Having a poor credit score is often considered a stigma, questioning your own creditworthiness. Lenders are not likely to approve your loan if you have awful credit.

Thankfully, this isn’t bad news altogether. There are ways to apply for an auto loan refinance even with bad credit.

Can I Apply for a Used Car Loan if My Credit Rating is Not Up to the Mark?

This is one of the biggest questions that many people with a poor score ask.

While there is no guarantee, you might be able to get pre-used car finance with poor credit. Whatever be your objective to refinance auto loan, there are certain lenders who provide auto refinancing to those who have bad credit. Pick the right lender, and you may turn up having a good loan option that fits your budget.

What Credit Score Should I Have for Auto Loan Refinancing?

If your objective is to secure a lower interest rate than your earlier auto loan, having a better credit score is advisable. For people with bad credit history, there are many factors other than the credit score (per se) that contribute to the lending decision. Some of these factors include how many on-time payments are made against the loan, your financial background to support repayments, etc.

Tips to Get a Bad Credit Auto Car Finance

It may be intimidating getting bad credit auto financing. It is better to do your homework before discussing your loan requirements with the lender.

Here are some valuable tips to help you apply for auto loan refinancing with bad credit.

Check Your Credit Rating and Credit Report

When looking to apply for bad credit pre-used car loans, the first thing you should do is to check your credit rating and credit report. It is important that you review the entire report to ensure that every information is accurate and as per your knowledge.

  • Keep an Eye on Duplicate Records: Often, credit scores are badly hit due to errors in the report, and you may not be aware of them. Look for errors or duplicate records in the report that may be affecting your credit rating. Report the same to the credit bureau immediately, and get them resolved with your last lender.
  • Get No Objection Certificate for Settlements: Credit card settlements and mortgage foreclosures may also show up in the report, hurting your credit score. In such cases, it is advisable to get a No Objection Certificate from your lender before applying to refinance. Be ready with your explanation on what forced you to settle your credit card payment or foreclose your last loan.
  • Check the Status of Payments Delayed but Paid: Your credit statement may also record a missed payment that you had made at a later date, i.e. failed to pay on the date of repayment but paid it on some other date. Lenders may unscrupulously (or by mistake) get the same recorded in your report. Get the matter resolved immediately as it can hurt your credit rating as well, and limit your chances of refinancing car loan.

To have a lower rate of interest when you refinance, make sure your rating has improved over a period of time. However, you may not necessarily wait for your scores to improve. A good time to apply is also when the interest rates have dropped.

If you manage to improve your creditworthiness in the meantime, you may be lucky enough to get an instant approval for auto financing with a poor credit score.

Work With Your Current Lender

By checking with your current lender, you have a good chance to apply for a pre-used car loan with bad credit history and get it approved. Whatever it may be – if you have a good liaison with your lender, have made few on-time repayments, your credit rating has improved or the interest rate has decreased – your odds of getting the loan approved are better with your existing lender.

With a poor credit score, you might be apprehensive about asking your lender about the loan due to the fear of rejection. However, you may be surprised to see what a request can do. It is advisable to do the following:

  • Do your groundwork and be ready with your reasoning behind missed payments or a poor rating.
  • Win over the negatives by showing the positive aspects like a history of timely repayments done or your current financial stability. This can validate that you are a lower risk than when you applied last for the loan.

Banks and financial institutions do not want to lose business, because by doing so, they will also lose their interest payments.

Having said so, not all lenders may approve your request for bad credit auto refinance, but there is no harm in trying. However, if the current lender wants to do a hard inquiry on your credit report, be ready to shop around with other lenders.

Take Steps to Find the Right Lender

Yes, you have worked it out with your current lender, and they have approved your request for bad credit auto loan refinance. Still you may be missing out on better options available in the market. With your existing lender, you might end up paying higher interest rates without knowing what others have to offer.

So, even if you have the best buy with your lender, you should still look around to secure a better loan option elsewhere. There are few banks that particularly provide auto refinancing to people with poor credit score, and they could have a better offer than is fit for your budget.

Here are some actionable tips to make this happen:

  • Make sure you compare various aspects when shopping for the right lender.
  • Compare the interest rate offered by different lenders – that’s important.
  • Ensure that the monthly repayment amount is viable for your budget and allows you to pay off the loan within a reasonable time.
  • Consider the waiting time to get your used car loan approved.

Continue Improving Your Credit Rating

Whether your application is approved or rejected, you should carry on with your efforts to improve your credit score. This will help you negotiate for a lower interest rate on future loans or allow you to refinance with much better offers.

Making timely repayments is one of the easiest ways to improve your score. It shows your honest efforts to pay off the loan and indicates your financial stability to support a mortgage. This is a primary evaluating parameter for most lenders.

On the other hand, you should try to strike a balance between your credit limits and what you owe. Reduce your debts to what you are financially capable of repaying. Finally, keep hard inquiries to a minimum. All these can help you improve your rating over time.

Getting approval for bad credit used car loans may be challenging, but not impossible. However, the best time to apply is when your credit score has improved or the auto loan interest rates have dropped. When you think it is the right time, talk to your existing lender to see what lucrative offers you can get. Then shop around to see what better other lenders have to offer. Beware of hidden fees and extensive loan terms, or you may end up paying more interest.

10 Temple Jewellery Elements to Create a Matchless Bridal Look

Temple jewellery has travelled a long journey, from being exquisite piece of artwork adorning Hindu gods and goddesses to marvellous bridal jewellery for modern women. It features intricate filigree and has an antique appeal that has continued winning the hearts of millions.

The finest temple jewellery is crafted with gold and embellished with precious and semi-precious stones to add a royal touch. There is a wide spectrum of temple jewellery designs available nowadays, with the most popular ones being motifs, coins and ambiguous patterns.

Check out the 10 amazing temple jewellery elements that can enhance your D-day look in an exquisite manner. Pick out the best and make heads turn in appreciation with a spectacular wedding look with temple jewellery.

Trendy Temple Jewellery Elements to Incorporate in Your Bridal Look 

  1. Jhumkas

From the exemplary designs featuring Hindu deities, swans, peacocks and other beautiful motifs, temple jewellery jhumkas possess an incredible charm. Antique-finish elegant jhumkas studded with precious and semi-precious stones are trendsetters today, transforming the bride’s look remarkably.

  1. Karnphool

Karnphool, meaning ‘flower for the ears,’ are big, elaborate bridal earrings designed meticulously and handcrafted to cover the entire ear. Flower motifs and peacock karnphool designs are in vogue nowadays, accentuating the look of the bride impressively. Pick one crafted with pure gold and beautiful embellishments of stonework or Kundan. Create a stunning bridal look in exotic karnphool matched with a ravishing necklace and nath in temple design.

  1. Necklace

Temple jewellery bridal necklace sets are available in a myriad of designs and finish, offering a breathtaking wedding look that you will cherish forever. Bridal necklaces in temple design include – exquisite choker with matching necklace sets, traditional Gottapusalu, incredible pearl or beaded necklace with motifs of Hindu gods and goddesses, trendy neckpiece with dazzling Kundan or stonework, and more.

  1. Kasulaperu

The traditional yet stylish Kasulaperu designs look exceptional and royal, making them an ideal choice for a brilliant bridal look. Its detailed craftsmanship, antique flair and mesmerising embellishment make it amazing bridal jewellery for Indian weddings. Peacock designs, stonework, matt finish and beautiful motifs of Hindu gods and goddesses steal the show.

  1. Nethi Chutti

A bridal look remains incomplete without a Nethi Chutti or the maang tika. Indian brides look ravishing in lovely Nethi Chutti with temple artwork and stone embellishments. Brides have innumerable choices in this type of jewellery – traditional Kemp designs, contemporary Kemp Nethi Chutti, single Nethi Chutti, multi-layered, pendant design, single layer, Kundan artwork, and more. Create an unparalleled wedding look with beautiful Nethi Chutti with incredible temple designs.

  1. Kamarbandh

Kamarbandh or Oddiyanam is an important element of bridal temple jewellery and completes the wedding look. These meticulously-made waistbands add beauty and exquisiteness and are available in a wide variety of designs. Stylish coin Kamarbandh with intricate details is a popular choice among the brides. Contemporary styles with peacock motifs are also in vogue these days. For brides who want to keep it traditional and authentic, detailed temple designs with motifs of Hindu deities are a brilliant choice.    

  1. Poola Jadai

Poola Jadai, with its superior craftsmanship and exquisite pattern, is the best way to beautify your braided bridal hairstyle. The hair accessory showcases a myriad of temple designs and artwork. However, the traditional motifs of Hindu goddesses and royal symbols are trendsetters now. You can also choose from a variety of peacock designs, Kemp work or Kundan styles to accentuate your look.

  1. Bangles

Temple jewellery bangles are an inseparable component of Indian wedding look. Intricate craftsmanship, multi-dimensional patterns, fancy engravings, elaborate designs and traditional motifs are great choices for the bride-to-be. Spectacular stonework in gold helps create a marvellous bridal look. Peacock designs, elephant engravings and motifs of Hindu Goddess Laxmi are the most popular choices among the brides.

  1. Bajubandh

Bajubandh is yet another trendy temple jewellery element that can accentuate your wedding look remarkably. This beautiful piece of jewellery showcases natural symbols or Hindu deities with precious stonework or simple outlines.

  1. Rings

Eye-catching temple rings make an integral component of a dazzling wedding look. Choose from a diverse variety of designs and motifs – gilded handcrafted bird motifs, pure gold embellished temple ring, stonework, and much more.

Temple jewellery is a testimony of India’s rich culture and intriguing workmanship. It is antique yet stylish and trendy. Adorn magnificent temple jewellery for your wedding day and create an awe-inspiring bridal look that everyone will appreciate.

Meta Description– Can mesothelioma ever be cured? Scroll down to learn more about the types, symptoms, treatment options and cure for mesothelioma.

Mesothelioma Treatment: Symptoms and Cure for Mesothelioma

What type of cancer is mesothelioma? Mesothelioma is a type of cancer that develops in the thin tissue lining known as the mesothelium. It is present in certain areas of the body like the area of the chest surrounding the lungs and the abdominal cavity. Based on the type of tumor, mesothelioma can be categorized as malignant and benign mesothelioma. While a benign tumor is easier to diagnose and treat, malignant tumor makes the disease extremely deadly and difficult to diagnose and treat. Let us discuss some of the treatment options and cure for mesothelioma.

Types, Signs, and Symptoms of Mesothelioma

Pleural Mesothelioma: It develops in the lining of the lungs (known as pleura). It is the most common form of mesothelioma and accounts for approx 80% of new cases. The symptoms may include—

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  • Shortness of breath
  • Painful coughing
  • Chest pain under the rib cage
  • Unexplained weight loss
  • Unusual lumps of tissue under the skin on the chest

Peritoneal Mesothelioma: It originates in the lining of the abdomen and often spreads to abdominal organs including spleen, liver, and bowel. The symptoms may include—

  • Severe abdominal pain
  • Abdominal swelling
  • Unexplained weight loss
  • Lumps of tissue in the abdomen

Pericardial Mesothelioma: It develops in the lining of the heart cavity called pericardium. As cancer makes its progress, the heart becomes weak and unable to deliver oxygen to the body. It accounts for less than 1% cases and is quite uncommon. The symptoms may include—

  • Pain in chest
  • Shortness of breath
  • Symptoms like heart attack

Testicular Mesothelioma: It is the rarest form of mesothelioma (with less than 100 cases around the world) and originates in tissues surrounding testicles. The most common symptoms include swelling or mass inflammation on a testicle.

Mesothelioma Treatment Options

Can mesothelioma ever be cured? The factors that determine the treatment plan based on the primary site affected, cell type, and the cancer stage. The treatment of mesothelioma also depends on the extent of cancer, i.e. whether the cancer is limited to the chest or has spread to the chest wall, lymph nodes, or diaphragm. The standard therapies include—

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  • Surgery: Doctors choose surgery to remove all or most of the tumors for the patients with early-stage mesothelioma. For example, surgery may include the removal of the mesothelial lining, a part of the lung or other organs, or one or more lymph nodes as a part of pleural mesothelioma treatment options. Recovery can last up to several weeks.
  • Chemotherapy: Chemotherapy drugs help in attacking and combating fast-growing cancer cells. These are often used along with surgery.
  • Radiation Therapy: Radiation therapy often shrinks the mesothelioma tumors, making it easier for the surgeons to remove them through surgery. Delivering the radiation via an external or internal source depends on the location of the tumor.
  • Multimodal Treatment: Research indicates that surgical treatments combined with chemotherapy and radiation can increase the life expectancy of many mesothelioma patients.

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  • Clinical Trials and Emerging Experimental Treatments: Clinical trials conducted in cancer clinics are new ways to treat mesothelioma. Some treatments focus on immunotherapy, which begins with boosting the immune system, strengthening the body’s defense system. Photodynamic therapy includes the novel use of light and photosensitizing drugs. Gene therapy fights cancer by fixing or overwriting problematic genes.

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Apart from the above-mentioned cure for mesothelioma, there are also complementary malignant mesothelioma treatments that can provide the patients with additional relief from the painful symptoms. It can also help in the recovery of the patients after the primary treatment. For example, palliative treatment for pleural mesothelioma may include the removal of the build-up fluid around the lungs via a process called pleurocentesis.

Moreover, there are physical and alternative therapies. Physical therapies like fatigue management, cardio and strength training, scar tissue healing, etc. can be effective. Alternative therapies may include yoga, art therapy, and massage or acupuncture, etc.

Title 1- Get Life Onboard with JanSport Driver 8 Core Series Wheeled Backpack

Title 2- JanSport Driver 8 Core Series Wheeled Backpack Review

Summary: Make your daily life easier with JanSport Driver 8 Rolling Backpack. It is long-lasting, versatile and comfortable. Get a lifetime warranty at just $109.99.

Performance

Get on the move with stylish and comfy JanSport Driver 8 Core Series Wheeled Backpack. The backpack quickly converts to a roller, making daily commute easier. With dimensions of 19.5 x 13 x 8 inches and weight of around 4 pounds, this is a pretty useful rolling bag with following performance features.

  • Fit in your laptop: The one-of-a-kind rolling laptop backpack comes with a fully padded 15-inch slot for a laptop of any size.
  • Get comfortable: The tuck-away shoulder straps come handy when you do not want them to hang while pulling it as a roller.
  • ‘Smooth’ experience: JanSport backpack with wheels rolls smoothly while retractable handle makes it easy to pull.
  • Improved Strength: It comes with ‘skid rails,’ which provide better stability and grip even when you have heavy baggage.

It’s front utility pocket and spacious compartments make it a great choice for school, travel or office use. Even with all its pads on, JanSport Driver 8 Rolling Backpack looks smart and hippy.

Durability

JanSport does a great job with its Driver 8 Wheeled Backpacks for adults. It is made of top-quality nylon and polyester that ensures high-quality assurance. It is strong and offers long-term protection. The wheels are tougher than what you expect.

Comfort

Being quite comfortable, JanSport rolling backpacks are perfect for school as well as travel. It’s roomy and well-designed, making it a great choice for students and travelers alike.

Pros

  • Ability to hold a lot of things
  • Trendy and chic
  • Provides good protection
  • A backpack that can be converted into a roller
  • Skate wheels for smooth rolling and easy grip
  • Fits laptop of any size
  • Soft cushioning for added comfort

Cons

  • Poor compartment design
  • The backpack is not water-resistant

Comparison

With huge luggage capacity, comfort and resilience, JanSport backpack is a clear winner. But other brands offer better ergonomic design and waterproofing.

FAQs

Can it be taken for travel purpose?

JanSport backpack with wheels allows you to carry most of your travel essentials. It is sturdy and relaxing that provides greater protection on the go.

Is it waterproof? How good is it in the rain?

It is not fully waterproof.

Can it be taken as Carry On luggage on an airplane?

Its compact size should not be a problem in luggage bins for most domestic and international flights. For smaller airplanes, it can be a tight fit but qualify as Carry On luggage.

Does it tip over?

It does not tip over even when the baggage is heavy.

Call to Action

JanSport Driver 8 Rolling Backpack gets you going in the most fashionable and functional way possible. For a backpack and rolling bag in one product, the price of $109.99 is reasonable. Add to that, JanSport lives by its quality of material and workmanship. So, there is no reason why you should not consider this item.

Summary

  • JanSport Driver 8 Core Series Wheeled Backpack is intelligently built to offer backpack and roller in one compact design.
  • It has ample room to stuff in most of your school or travel essentials.
  • Added cushioning; large laptop case; easy-pull handle; utility pocket to quickly organize your things
  • Woven from first-rate nylon and polyester; sturdy wheels
  • Skid rails ensure tough grip while rolling; it does not tip over
  • Seamlessly conversion from a backpack to a roller, and vice versa
  • Tested for quality assurance and strength
  • #1 choice for students, travelers and office use
  • Price: $109.99

The Benefits of Using Record Linkage Software

Multi-national organizations usually deal with a huge amount of data on a day to day basis. These organizations need to handle their data very effectively to ensure good functionality across departments. Handling the pertinent data allows the top organizations to offer customer satisfaction as well as uplift employee morale.

The top organizations need to handle the data in a streamlined fashion to ensure the following:

  • Maintain a single source of truth for all the data flowing across different applications
  • Manage sensitive data in well-defined repositories
  • Create a back up for the most important data sets
  • Implement disaster recovery plans for unforeseen circumstances
  • Prevent duplication of data to save data storage spaces

Duplication is a Serious Problem

The largest organizations spend millions of dollars on purchasing high-end and fast data storage equipment for their computing purposes. These organizations often run out of the pertinent space quickly due to the duplication of data.

The duplicate data consumes a lot of storage space, which in turn, directly affects the computer’s overall performance characteristics in the long run. Record linkage software helps to prevent data duplication. This software can help you perform various functions across the organization.

5 Benefits of Using  Record Linkage Software

  1. Prevention of Data Duplication

Without the right monitoring tools, duplicate data will easily consume a significant amount of storage space across different devices. Duplicate data can open up your devices to threats as well as performance issues.

The record linkage software can easily identify the duplicate files and perform one or more of the following functions on them.

  • Link the Files: The software can easily link the duplicate files with each other. This, in turn, helps you locate the duplicate files in a singular location.
  • Delete the Duplicate Records: Once you have located the duplicate files/records, you can choose to delete them if they are consuming space on your system unnecessarily.
  • Verify the Data Across Various Data Sources: You can also use the software to cross-verify the data across different sources. This helps you create a single source of authentic information for the streamlined flow of data across the organization.
  1. Raise the Efficiency of the Data Quality Assurance

Quality assurance is often a key function in large organizations. Without the right QA practices, the company will lose important data due to malpractices frequently. This loss of data can easily affect the well-being of the company as a whole. Therefore, most organizations have a dedicated quality assurance department that helps it manage the quality of the data across departments.

The record linkage software tools can raise the efficiency of the overall quality assurance functions in the organization. This practice helps the QA department save a lot of time as well as money in performing their functions. An organization can easily reinvest the saved money and time in organizing the data sets in a more structured fashion.

With the increased efficiency of the QA department, the traceability of the data increases significantly. This directly impacts the time taken for the audit team to perform its functions during the auditing phase. The auditing team can save the financial as well as time-based resources in auditing the files and records correctly.

Therefore, the use of such software tools can streamline the overall functions across various departments and help you create a unified process across the organization.

  1. Parse Data Across Various Applications with Ease

The top record linkage software tools can fetch data from multiple applications for comparison purposes. These software tools can access the databases, excel sheets, CSV files, as well as websites all at once for easy and effective comparison.

Such powerful access across different applications allows the record linkage software tool to identify the right data regardless of its source. This helps the tool easily fetch data from different applications, manipulate it based on a set formula and then compare to check its viability. You can use such tools in connection with other powerful RPA (Robotic Process Automation) tools to manipulate data and conduct rule-based software automation easily.

  1. Remove Redundant Cache Files from the System

The removal of redundant cache files from the system periodically is extremely important for the health of the computer system. These cache files often plug the free movement of data across systems, slowing them down to a point where they are completely unusable.

Record linkage software tools can detect as well as link records based on various phonetic as well as fuzzy logic characteristics. Such tools can easily parse data sets like email addresses, location addresses, abbreviations, nicknames, etc. By accessing the large repository of pre-set conditions, the tool can clean the data and maintain an effective audit log for recovery purposes.

  1. Improve the Efficiency of the System and Increase its Security Parameters

The overall efficiency of the system suffers serious damage in the long run if you don’t pay attention to the data management techniques in a timely fashion. Cleaning the existing data in the system regularly can help free up space for the next data set quickly.

IT personnel in your organization will save a lot of time and energy with this tool in place. Your employees do not need to go through large data sets that contain millions of records, all one by one to clean it anymore. Instead, you can let the record linkage software tool take care of the same in an effective fashion.

Record linkage software tools can help an individual as well as an organization uplift the health of computing systems. These tools find applications across various departments and industry verticals. With the interaction of your data in a visual and customizable interface, the top record linkage software tools make the overall process fun and intuitive.

You can rely on the industry’s top data linkage tools to clean and process the data in an effective manner for the long-term sustainability of the computing systems.

A Comprehensive Guide to Conch Piercing

Body piercings are an emerging trend. Flaunting trendy jewelry helps you make a bold fashion statement and adds oomph to your style. With more and more youngsters jumping on the piercing bandwagon, the ear, nostril, eyebrow, tongue, lower lip and conch piercings are a fad now. Here’s a guide that tells everything about piercing. Read on, before you get one.

Conch Piercing Guide Contents

  • What is Conch Piercing?
  • Conch Piercing Latest Trends and Placement Options
  • What Size Does Conch Piercing Jewelry Generally Come In?
  • What Size and Gauge Do You Prefer?
  • How Much Does It Cost?
  • How Much Does It Pain While Getting the Conch Pierced?
  • Conch Piercing Jewelry Options and Varieties
  • Things Used for Conch Piercing
  • Conch Piercing Process
  • How Long Does Conch Piercing Take to Heal?
  • Aftercare Tips for Conch Piercing
  • How Does It Feel Once It Has Healed?

What is Conch Piercing?

Conch piercing is one of the many types of ear cartilage piercings. It is the perforation of the ear cartilage for wearing jewelry. There are mainly two kinds of conch piercings, that is the outer and the inner piercings. This involves piercing the ear cartilage above earlobe and anti-tragus on the inner side of an ear. The name of this piercing style has been derived due to the resemblance of this portion of the ear to the conch shell.

This type of piercing should be done meticulously on the cartilage. It is a painful process but the result is obviously great. You must take utmost care and adequate precautions to ensure it heals faster.

Conch Piercing Latest Trends and Placement Options

The big conch piercing is the latest craze in which the ear cartilage is pierced for flaunting eye-catching barbells. You can have it done without any glitch by a professional.

How Long Does It Take for Healing?

It is not a very painful procedure and takes about 4 to 6 weeks to heal as reported at Huffington Post due to good vascularity (good blood flow). Since the conch area is the center part of the ear and has a cup-shaped structure, it is ideal for less painful piercing and gives room for a variety of jewelry.

Inspirational Conch Piercing Ideas

In conch piercing, the middle ear cartilage is pierced between the curved section and the canal. Different types of conch piercing jewelry are available such as barbell, labret or BCR.

  • Frog Conch Piercing:In this stylish ear piercing, the inner cartilage is pierced and adorned with a chic piece of metallic frog jewelry.
  • Anchor Conch Piercing: In this type of ear piercing the center of the inner cartilage is perforated for bedecking the ear with a cluster of beautiful opal gems.
  • Butterfly Conch Piercing:This piercing is done on the flat outer surface of the ear and adorned with a pretty butterfly cartilage earring.

These are some of the in-vogue conch piercing ideas. You can try out the latest unique conch piercing that involves both inner and outer ear piercing.

Outer Versus Inner Conch Piercing

Conch piercings are of two types – inner conch piercing and outer conch piercing. As the name suggests, inner piercing is done in the ear area that is bowl-shaped. This area is located next to the ear hole. On the other hand, the outer piercing is done in the flat area between the ridge and the helix. Although both the perforations follow the same procedure, including aftercare, it makes you look different.

Double Versus Triple Piercing

You can choose from varieties like single, double as well as triple conch piercing. For the first-timers, it is advisable to allow the initial procedure to heal before going for another piercing. This helps you ensure that proper aftercare procedure is followed. Once healed, you can go ahead with the next perforation. It is always advised not to make too many perforations at a time, as it might take longer to heal.

What Size Does Conch Piercing Jewelry Generally Come in?

When jewelry is concerned, there are plenty of choices such as circular barbells, captive bead rings, labret studs, circular barbells, butterflies etc. Select your first piece of jewelry carefully so that the piercing heals fast. Make sure the jewelry is simple and lightweight. It should offer enough room to keep the area clean.

It is always suggested that you choose your conch piercing earrings carefully. This type of piercing usually takes longer to heal. You should opt for soft buttons such as studs. Metallic studs are also good style statement even though soft shine ear balls ensure a classy and elegant look. You may also like large-sized studs; however, such earrings are difficult to wear, especially while you are sleeping.

Barbell earrings are trendy for conch piercings. You can flaunt cuffs or barbells that offer an edgy and stylish look. If you are looking for expensive options, you can find plenty of choices in silver, gold, and titanium for your conch ornament. However, if you are allergic to any of these metals, it would be best to avoid and choose steel instead. Steel is shiny and offers an attractive look. You can see most celebrities wearing inner conch punctures like Nikki Reed and Emma Watson. Celebrities who sport outer conch earrings are Tinashe and Dawn Richard.

What Size and Gauge do you Prefer?

You have a gamut of options while choosing conch piercing earrings depending on the gauge and size. You can choose anything such as hoops, barbells, studs, or other trendy options. However, make sure your first selection is not too heavy as you would not want to slow down the process of healing. Your piercer is the best person to recommend the material of jewelry you should use, its size, and weight.

10, 12, and 14 gauge is generally perfect for barbells depending on the type of piercing. In fact, these sizes are easier to heal and you would also find plenty of jewelry options in this range. However, it also depends on your ear type and space. Be selective so that there are lesser pain and faster healing.

How Much does it Cost?

There are various factors affecting the price of conch piercing. You would have to pay extra in case if you are getting it done in an urban city compared to a rural area. If your piercer is a well known personality, you would have to shell out more money than trying a start-up for the same task. However, since the procedure can be painful, it is better to choose an experienced piercer in this regard.

At most of the places expect to pay USD45 to USD80 at the max. For a typical dermal punch, you may have to pay a little more, probably USD90, even if you choose an experienced piercer.

Here, the decision is all about choosing the right piercer. Remember that paying some extra amount of money is not really a bad idea. It is worth the money. Experienced piercers would have the knowledge of the process and they can carry out the procedure flawlessly. They would also be able to suggest whether you should opt for a dermal punch or not, and what jewelry gauge would be right for you.

Do not choose your piercer by solely depending on the cost factor. You should rather pick the best piercer for this job because you would not want to take a chance. Choose an artist who is passionate about his job and takes care of your health and satisfaction too. You must also be aware of the potential hygiene factors. Determine whether or not you are comfortable inquiring about the hygiene factors and possible complications.

How Much does it Pain while Getting Conch Piercing

It hurts, and there is no denying the fact. If truth be told, any kind of alteration made to the body is painful. However, it widely depends on your pain threshold. Most people confirm that it really hurts bad to while getting the inner conch pierced. It is also believed that dermal punch is equally painful compared to other forms of cartilage piercings, which is bearable. So, if you are not very sure about this, you should think twice.

The level of pain also depends on the method you choose for your conch piercing. For instance, if a needle is used, it might not be severely painful – it would just feel like helix piercing and might hurt a bit more than earlobe piercing. The level of pain would not be alarming.

However, if you want to make a bigger hole to wear larger gauge jewelry, you should consider a dermal punch. It is rather painful, but people are still doing it. In case you do not want to stretch the cartilage piercings, you can choose outer conch piercing to be able to wear larger studs. Once again, many people suggest that a dermal punch is more painful than a regular conch piercing, and it makes sense. Note that a larger skin area and cartilage is removed with a dermal punch.

Before committing to a dermal punch, make sure you want to have this type of piercing for the rest of your life. You cannot get rid of it once it is done. The piercer would actually remove a round area of the cartilage and tissues to make a permanent hole, which would not close up even if you decide not to wear any jewelry. Dermal bunch hurts more and bleeds too.

This information is only to make you aware, not to scare you. So, prepare well in advance and ignore your fears. Follow your heart and make sure you stick to the guided aftercare instructions for quicker healing.

Conch Piercing Jewelry Options and Varieties

At present, the trend is to wear multiple lobe piercings, helix piercings, or daith piercing. However, conch piercings add a whimsical appeal to the whole look considering its subtlety and the way it appears.

You can find a wide range of conch piercing jewelry designs available for different occasions. You can choose simple and elegant rings, hoops or studs for the initial days. Gradually, as the wound starts healing, you can select from an array of designs and styles to go with your attire. Depending on the type of piercing you have done, you can choose different designs and styles of jewelry. Trendsetting styles include small barbells, hoops, horseshoes, labret studs, colored titanium jewelry etc.

Things Used for Conch Piercing

  • Disinfectant
  • Marking tool or pen
  • Cotton roll
  • Needle
  • Gloves
  • Gun, in case you have opted for a gunshot
  • Ear ornate
  • Sterilized gauge or cloth

Conch Piercing Process

Conch piercing process is not as complicated as you have probably heard of. You need proper care while the puncture is done and adequate precaution is taken thereafter. It is always recommended to visit a professional conch artist.

Listed below are a series of steps followed by the artists:

  • The artist wears his gloves to prevent any infection
  • The area of the inner/outer cartilage is marked as per your choice using a marking tool or pen
  • Disinfectant is applied to the ear to avoid infections
  • Piercing tools would be used for accuracy and precision. These tools are properly sterilized prior to piercing
  • Piercing is done in the marked area. Any bleeding is instantly wiped off.
  • To prevent soreness, the area is covered with sterilized gauze or cloth
  • Jewelry is fixed on the hole punched – it is best advised to wear lightweight cuffs or studs immediately

How Long Does Conch Piercing Take to Heal?

It usually takes an extended time to heal. Because this is a cartilage piercing, it takes much longer to heal than earlobe piercing that goes through the skin. So, if you have already had earlobe piercing, do not think it is going to be as smooth as that.

A conch piercing normally takes 6 to 12 months to heal completely. If you do not follow aftercare instructions properly, it might take more time to heal. However, you can reduce this recovery time by taking good care of your piercing, sleeping well, eating timely, and ensuring that you get all the necessary nutrients for healing.

Likewise, stay away from tobacco and illegal drugs that could harm your immune system. While the piercing is healing, do not change your jewelry. It is usually tempting but you must allow the wound to heal for two months at least. Ask your piercer before changing the jewelry.

Aftercare Tips for Conch Piercing

Before planning to change the pierced studs, allow them to heal completely. That is the first step to take care of the conch piercing. If not done as suggested, it might lead to infections and would take longer to heal. As the cartilage of ears grows incredibly lower than other body parts, you should be careful.

Follow these tips:

  • Make sure you do not touch the pierced ear frequently
  • Take care and avoid any jerks or scratches that could increase the risk of swelling and injury
  • In case of any injury, visit the doctor immediately for faster recovery

How does it feel once it has healed?

It feels amazingly beautiful to have conch piercings. You must take care of the piercing and keep it clean and avoid infections.

A Comprehensive Guide to Choose the Best Combi Boiler Cover

The combi boilers are a boon to the smaller households and loft apartments. By completely eliminating the need to have a cold water storage tank or a hot water cylinder and due to their compact built, combi boilers are perfect when you need instant hot water at the mains pressure. However, the experience may be cut short if a combi boiler breaks down all of a sudden. Not only are you left without hot water, but the central heating too derails and you are forced to face a ‘cold’ situation. The hefty repair or replacement costs certainly add to the agony.

To combat any such unpleasant occurrence, you need to prepare in advance and buy a combi boiler cover. Unfortunately, boiler covers are often considered least important, as property owners usually ignore them due to:

  • Expensive boiler repairs and replacements
  • Bad experiences with the cover providers
  • Complicated pricing and hidden prices
  • Too many covers, making the choice difficult

The following guide tries to answer each and every question and concern related to combi boiler covers. You will also earn some useful tips and suggestions to make the right choice in this direction.

How Is Boiler Cover Different from Insurance?

Many people consider boiler insurance same as boiler cover. The fact is that boiler cover is provided by the boiler service companies that carry out boiler repair and replacement services and not by any insurance company. You may consider boiler cover as a service agreement between you and one of these companies.

Why Do You Need Boiler Cover?

Boiler covers are necessary to:

  • Deal with the boiler repair costs that may arise without any warning and may shake the monthly budgets of the boiler owners.
  • Carry out a replacement in case the combi boiler completely breaks down and can’t be repaired. Considering the huge replacement costs, it is wise to invest in boiler cover that would take care of these costs.
  • Avail the quick repair and replacement services without any delay. If you have a boiler cover at a place, you won’t have to worry about the costs and would get the repair done immediately, restoring the water heating system as well as the central heating system powered by your combi boiler.
  • Enjoy the peace of mind.

Things to Know about Boiler Covers

Are There Any Exemptions? Yes! Boiler covers are not usually available for properties that are meant for commercial purposes and also for bedsits and mobile homes.

Ask the Landlord – If you are about to move in accommodation on rent, you don’t need to worry about paying for combi boiler’s repairs and replacements and also for boiler covers. It is the responsibility of the landlord to bear these costs. Make sure you consider this while choosing a property on rent.

Does Your Home Insurance Cover Boilers? It may be the case that your combi boiler is already covered in your comprehensive home insurance plan. Then, you don’t need to buy an extra cover for the boiler.

There’s a Waiting Period – Just like health covers and other types of insurance covers, boiler covers too have a waiting period, also known as the no-claim period. Usually ranging between 15-30 days, it is the period during which you can’t make any claim with the cover provider. Insurers include waiting period to prevent boiler owners from buying the cover on the same day their boilers break down.

Making Important Preparations before Buying Boiler Cover

Before you start looking for the best boiler cover for your combi boiler, it is important to make the following preparations in advance:

  • Annual Gas Safety Inspection: Though it is a legal requirement to get your property inspected for gas safety every year, many property owners tend to miss it. The importance of obtaining an annual gas safety certificate is that it would be acknowledged as good practice by boiler cover provider and may also affect the cover costs,
  • Regular Boiler Service: Just like annual gas safety inspection, the regular service of the boiler too is important. Many cover providers take into account how well the owner has maintained his or her boiler before providing the cover quotes. You may end up buying cheaper boiler covers through this habit. That’s not all! Regular service would also increase the lifespan of your boiler. A well-maintained boiler consumes less energy and would keep your gas bills in check.

Types of Covers Available for Combi Boilers

The covers for combi boilers, or any other type of boiler, are broadly classified into the following categories:

  • Boiler-only Cover: The plans only provide cover for combi boilers and its main controls. For example, boiler repairs and replacement costs can be covered under these plans.
  • Boilers with Central Heating Covers: Apart from covering all repair and replacement costs related to boilers, these plans also cover the repair and replacement costs for the components of central heating system, including pipes and radiators.
  • Comprehensive Boiler Covers: There are many types of covers under this category, the most popular being boilers with annual service cover. Another option is boiler covers including repairs, replacements and annual service as well as protection against situations like pest infestation, plumbing system issues, wiring issues and more.

What to Look for in a Boiler Cover?

With so many boiler covers available, it is often confusing for many to choose the right one. It goes without saying that the more you include in the cover, the more expensive it becomes. However, that should not force you to make any kind of compromises. Here are some important things to check in different covers to go with the best one:

  • Parts Covered: Do you want just the boiler covered or also the parts like pipes, wiring, controls and so on?
  • Labour: Even a small boiler repair may require you to pay huge labour charges. Check out how your boiler cover helps you deal with them.
  • Annual Service: As discussed earlier, annual boiler service is important for a number of reasons. By including it in the cover, you don’t have to be worried about the service costs at times when you might find it difficult to include it in the monthly budget.
  • Number of Callouts: Many cover providing companies put a limit on the number of time you can call repairmen during a definite period of time. You may find a cover with unlimited callouts but that may cost you more.
  • Number of Claims: Decide the boiler cover based on the limit it imposes on the number of claims you can make during a specified period of time.
  • Regional Coverage: Another important thing to consider is whether the cover provider offers assistance and coverage in your region or not. It is good to choose one with nationwide coverage.
  • Add-ons: Apart from the usual repair and replacement coverage, the plan you choose may also offer additional coverage for pest infestation, electric safety as well as overall home security. Find it out before taking the final decision.
  • Access: Many boiler cover providers have round-the-clock helpline that can be contacted any time to avail the covered repairs and replacements. It is obviously a great idea to choose one of these companies to ensure any requirement can be quickly catered to.

What Do Boiler Cover Providers Consider?

Just like you would evaluate the boiler cover and cover providers, they would also evaluate a number of things before deciding the cover quote also whether your boiler is coverable or not. Here are some of them:

  • Boiler Brand: If you have purchased a combi boiler from a reliable manufacturer or vendor, it may work in your favour to obtain cheaper boiler cover.
  • Boiler Age: Usually, boilers who are older than 7 years don’t get cheap covers. In fact, boilers with age more than 10 years are usually not covered.
  • Boiler Maintenance: If your boiler is well-kept with records of regular maintenance, you can consider it a plus point to negotiate for the cost of the cover.
  • Boiler History: While renewing the boiler cover, the provider may revaluate the boiler’s condition and the number of repairs it had demanded in the past.

Why Home Emergency Cover Is Not Adequate?

Though being the cheapest option to obtain boiler cover, a home emergency cover may not be the right choice. It not only covers the boilers and heating systems, but also possible issues including home security, plumbing, electrics and more. It is better to rely on an exclusive boiler cover to extract the right benefits.

Moreover, home emergency cover limits the claims to only £500 that may not be enough to cover repair and maintenance costs for so many issues mentioned above. Buying a boiler cover is indeed a better option.

Why Energy Provider’s Cover May Not Be the Best Option?

Your gas and energy provider may also offer boiler cover along with the gas/energy deal you currently get from it. However, it is not a great option as these providers usually charge almost double than what you can avail from other boiler cover providers. It is possible to save £100 or more annually by choosing the best boiler cover provider.

How Much Does Combi Boiler Cover Cost in General?

In general, combi boiler covers may range between £110-120 if you opt only for emergency callouts. These covers may not cover the parts replacements and all of the labour. If you choose a boiler cover with annual boiler service, you may expect to pay between £220-250. The cost may go up to £350 if you choose a comprehensive boiler cover that includes heating system repair, plumbing, drainage repair and more.

There are many factors that may affect the overall cost of boiler cover. One of them is the location of your property. Another important factor is whether you choose to pay an annual premium of monthly. So, make sure you carry out extensive research and work on different options.

Finally, Tips to Choose the Best Combi Boiler Cover

Be ready to do a lot of market research and devote enough time before you make the final decision. Here are some useful tips to help you out:

  • Compare the Covers: There are many comparison sites online that provide detailed reviews of different combi boiler providers. You must compare things like:
  • Caps on number of claims and callouts
  • Company policies in case of boiler replacement
  • Annual costs
  • Market reputation and rating
  • Assess the Introductory Offers: Don’t fall for the unbelievable introductory offers regarding boiler covers. There are companies that attract customers with great covers and discounts that usually last for a certain period only. After a year or so, there may be a hike in the premium that you might find unreasonable to pay.
  • Renewal Time Revaluation: Don’t hesitate to look around for other plans when it is the boiler cover renewal time. It is not necessary to stick to one company if you are able to find better deals with others. Remember that your existing cover provider may charge you more for renewal if your boiler begins to age.
  • Annual or Monthly Contracts: Many reports suggest that customers opting for annual cover contracts end up saving good amount of money than those choosing monthly cover plan. However, be sure of this by taking out time to understand each plan in detail.
  • Obtain References: It is always a good idea to ask from people in your social contacts and neighbourhoods and obtain references and reviews for the best boiler covers and cover providers. However, make sure that you consult people who use combi boilers if you are looking for a combi boiler cover only.

Combi boilers are wonderful additions to households especially if you are located in an area with cold weather for most part of the year. Obtaining the best combi boiler would only add value to your investments and help you make the best out of them.

Challenges Affecting Affordable Housing in Dallas

Affordable housing in Dallas has been in the news lately. It has a huge impact on the city’s education, transportation, as well as local businesses, as per real estate specialists in Dallas. According to them, the biggest challenges facing the real estate market are the need for education and dearth of sustainable, affordable housing.

Omar Narvaez, the Councilman representing District 6 stated that the last 2 years have witnessed a ‘revolution’ in certain low socio-economic communities where they were able to buy their own houses. New housing policy has been passed under the government initiative, but still, there are miles to go before the challenges can be overcome.

  1. Lack of Education: This is one of the biggest challenges plaguing the affordable housing sectors in Dallas believe realty experts. There isn’t ample knowledge about how to prepare people’s mindset to own and sustain homes.

As per Herron-Buff, Dallas city had taken an active approach to address affordable housing. But, in the absence of transportation, stores, and rise of failing neighborhoods, building houses does not add enough value to the community.

So, there ought to be comprehensive knowledge of Dallas’ Comprehensive Housing Policy and how adjacent development of the neighborhood is intertwined with its growth. At the same time, home buyers from the low-income community should be well-abreast with the policy, how they can benefit from the same, costing, lending facilities, etc.

  1. Poor Supply of Affordable Houses in Dallas: The Comprehensive Housing Policy was implemented by the Dallas City Council in 2018, with an objective to streamline affordable housing. Till date, there is a shortage in the supply of affordable houses compared to its growing demand. According to experts, there is a scarcity of nearly 20,000 units in Dallas. Lumber prices and lower interest rates have fueled the real estate market, but the pace remains inadequate to meet the fast-growing demand of a rising population and booming economy.

Unlike the trend you’d see when you buy industrial property in Dallas, the value of single-family houses have remained unstable since the mid-2018. The slide-down is concerning and needs to addressed with remarkable improvements in the affordable housing sector.

Assistant Director of the Department of Housing and Neighborhood Revitalization – Maureen Milligan – said the Comprehensive Housing Policy could help boost single-family housing, spurring its supply trend. According to her, Dallas plans to invest $20 million in single-family houses this fall. This is an affirmative approach towards increasing availability of sustainable homes in the city.

To conclude, real estate specialists in Dallas agree that education on affordable housing needs to be emphasized more on improving quality of services, for instance, assistance for first-time home buyers. Simultaneously, there should be increased investments in this segment of single-family housing to meet the overwhelming growth in Dallas’ economy and population. The definition of affordable housing also needs to be streamlined, agreed on the industry experts.

Complete Guide to Choose an Artificial Intelligence Course

The Artificial Intelligence industry is growing at a rapid pace, finding its prominence in numerous applications across different fields. With the increasing adoption of Artificial Intelligence in varied sectors, there has been a tremendous demand for skilled AI engineers in India. The private players alone have invested $150 million in India’s AI market and the number is ever-growing since 2016.

The emerging sector has over 4,000 vacant AI job positions in the country. The spiked demand for Artificial Intelligence training in India motivates aspirants to bag a lucrative career in India’s booming AI sector.

In India, the AI sector is showing promising growth as the start-ups witnessed a 108% increase in funding in 2018. The government’s Digital India budget has doubled to INR 3,073 crores in 2018.

Why Take AI Course Online?

Artificial Intelligence course is a structured 300+ hours AI certification program that helps you master diverse aspects of this advanced technology system. A professional Artificial Intelligence certification is the right choice for expanding your AI capabilities. The training institutes offer courses led by industry-leading faculties, GPU labs, hands-on projects and dedicated learning support.

The benefits of online AI programs are:

  • Flexibility to study at any time convenient as per your schedule
  • Comfortable learning environment
  • End-to-end focus on AI basics and advanced technologies
  • Live Sessions and 24×7 online LMS

Basic Skills Required

The Artificial Intelligence course is for candidates who have completed their graduation in IT or programming. Full-time IT consultants and IT professionals can also enrol for online courses.

AI Skills & Tools You Will Learn

The online course helps build a solid foundation by covering the widely used AI technologies, including Convolutional Neural Network, Artificial Neural Networks, Natural Language Processing, Perceptrons, Transfer Learning, Voice & Image Recognition and other aspects. Learn to use advanced tools like Python, Tensor Flow, Scikit and Keras.

FAQs

Q1. Who are the faculties offering AI courses in India?

Training centres have a team of excellent instructors having specialised knowledge & experience in Artificial Intelligence.

Q2. What skills I will learn?

After completing Artificial Intelligence training in India, you will be able to:

  • Use tools like Scikit, Tensor Flow, Keras and other technologies
  • Develop Chatbots
  • Work on algorithms and data forms in real-world problems
  • Use image and speech recognition capabilities in different applications

Having professional Artificial Intelligence training gives you an added edge in getting a high-paid, promising career. To know more, you can enrol on the training centre’s website or request a call back.

Q3. What is the teaching methodology?

Training centres provide 150+ hours of content and 70+ hours of LIVE sessions. The instructor teachings are backed by real-world case studies, mock interviews and hands-on projects. Some centres offer access to lifetime 24×7 LMS.

Q4. Will I get a certificate?

Yes. Based on your assessment score, attendance and other parameters, you would receive a certificate.

 

Benefits of Being a Certified AI Expert

  • Hone your professional skills by learning AI basics and advanced technologies without having to give up your job
  • Better learning with 24×7 online LMS and live sessions

The Artificial Intelligence course in India is designed for candidates who have completed their graduation in IT or programming. Full-time IT consultants and IT professionals can also enrol for the online courses.

The Struggle Between Karma, Destiny & Free Will

Karma vs. Destiny

Do you believe that karma has had a role in your life? Or is it your destiny that drives you to follow a certain path?

How often do you blame your karma when something worse happens in your life? Or do you believe it was destined to be? Have we ever thought that if we are experiencing certain things as a part of our destiny, why would we at all put effort into it? And if it is in our fate, why do we strive to achieve more? In case misfortune strikes our lives, it is common to victimize karma or past-life regressions. We tend to believe that our suffering and pain is a part of our soul lessons.

But do you know that Life is 40% Destiny & 60% Choice!

A psychic can help people work through Free Will. He can explain destiny in a broader sense and help determine how to work around the theme of life.

 

Karma can be changed. Your destiny is in your hands– Anonymous

 

We are all living amidst a divine paradox, where Karma, Destiny and Free Will are playing an integral role in our lives at some point or the other. Still, it is up to us how we handle it.

Some people affirm that one’s destiny is predetermined. Of course, it is. But the idea that destiny or karma directs our life entirely can be overwhelming. Do you firmly believe that we cannot change our fate? If everything is predestined, what about soul evolution and free will?

Life is a perfect mix of both destiny and free will. Destiny is where life will take us in the end; free will is our choice regarding how to go about it. We cannot change our fate, but we can certainly make the journey more enriching.

Your Destiny is NOT what Your Karma is!

Often people believe that you have to reap what you sow, i.e., your present life is a reflection of your past life regressions. Your entire destiny is based upon your past life deeds! But this is untrue! All the pain and sufferings that we experience in this life are karmic retribution of our past life, but that comprises of only 15-20% of our life. The rest depends on our soul lessons or purpose of life. If we have chosen for things to happen the way it is, then they will happen.

When we are born, we are destined with our soul lessons. We ourselves choose the themes around which our life events will revolve. So for instance, if a person chooses trust and responsibility as his soul lesson in this life, he will automatically place his life events around this theme. So, your destiny is not just about Karma but also related to the theme of your life.

So, what is Karma, Destiny or Free Will?

Karma comprises of our attitudes, beliefs and energy that we carry over from our past life, i.e. it accounts for our choices and deeds in previous lifetimes. Karma, in a sense, is about our soul lessons or a part of our life’s purpose.

Destiny, on the other hand, has a bigger meaning to life. It is the inevitable. Various situations come in our life’s path with a purpose (destiny), but it is our choice (free will) whether we want to take the opportunity or not. For instance, going to the United States of America is your destiny, but it is your free will whether you would go now or 5 years later.

According to the Law of Karma, every person comes with a destiny. But our souls have certain control over many of our life events and that is called Free Will. We cannot change our fate, but we can certainly control the way it goes.

So, the question is Can We Really Change our Karma or Destiny?

To break the Karmic cycle and change your destiny, it is vital to have the knowledge and guts to delve into your mind – both conscious & subconscious. By doing this, you are actually assigning different meanings to different past events. Once you have the courage to face the events from your previous lifetimes, you can have a better approach towards Karma.

You are not in complete control of your fate but destiny evolves like a free-flowing stream. Free Will lets us make choices that can shape or modify our destiny. However, that does not mean that whenever something worse happens in life, we can magically change the situation. Our destiny surrounds around our theme of life or soul lessons for which we are born. And free will only has a major influence on what courses of life we choose or what will be our actions.

Do you feel disempowered thinking that it is your Karma that makes life’s struggle more difficult? Working through free will is always a better choice than blaming it all to Karma and Destiny. Embark on a journey to unveil limitless possibilities and unblock abundance by getting in touch with an eminent psychic.

Title:  Fruitful Small Kitchen Design Solutions to Maximize Space in a Small Kitchen

Meta Description: Ensure your kitchen is in apple-pie order with smart small kitchen design tips. Maximize space in a small kitchen by adding open shelves, dish organizers, pull out drawers, etc.

 

The kitchen is one of the most important areas of the house where most of the activities go on such as cooking, food preparation, doing homework and even socializing. If you are looking for small kitchen design ideas for optimal space management, I can help you. I have compiled small kitchen design ideas to effectively show you how to maximize space in small kitchens. Lighting, colors and customized cabinets can appreciably contribute to small kitchen storage.

Opting for a white palette for your kitchen gives the optical illusion of a large, airy kitchen. Moreover, you can impart an airy, spacious feel to your kitchen with natural light coming through the skylight.

Innovative Small Kitchen Design Ideas

  • The Cubical Kitchen: The cubical shape of the kitchen is preferred as it offers a lot of space and helps in keeping things organized and neat. You could use the worktop of this kitchen as a dining table or breakfast counter.
  • White Color Palette: The white color scheme of a kitchen can make it look spacious and airy. To add to the optical illusion, you could use transparent ‘bar stools’.
  • Drawer Organizers: The key to making a small kitchen appear spacious is by keeping items organized. You can achieve this with the help of drawer organizers.
  • Minimalistic Design: Light colors, uncomplicated fixtures and clean lines help in creating the illusion of space. Plain cabinets, metal stools and bare floor help in highlighting the chic minimalistic theme.

#1. Open-Wall Shelves Imparts a Spacious Look to Small Kitchens

A good way to optimize space in a small kitchen is by means of open shelves that increase the storage options. Here the open wall shelves not only maximize the storage options but even impart an airy feel to a small kitchen.

 

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  1. Customized In-Built Cabinetry

The key to keeping your kitchen de-cluttered is by organizing items in cabinets. This modern kitchen design for small space exhibits clean, modern lines and reflects contemporary kitchen design. Mosaic backsplash gives a bold look to the kitchen.

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#3. Space-Saving Dish Organizer for Maximizing Space in a Kitchen

For optimizing space in the small kitchens, it is essential to use every available space such as each corner and even the space behind the sink.  Here, the little space available behind the sink has been used for organizing the dishes and cutlery. Pops of green adds freshness to the kitchen décor.

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#4. Modern Lacquer Cabinetry for an Aesthetic Appeal

The white lacquer cabinetry imparts a spacious feel to the kitchen. The white color is beautifully balanced by the black marble countertop and this imparts a bold and elegant look to the kitchen.

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#5.Use Vertical Wall Height for Maximizing Kitchen Space

In a small kitchen, the best way to maximize space is by making use of the vertical wall height. In this modern small kitchen, cabinets have been built onto the wall of the kitchen for storage purpose.

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#6. Hanging Shelves Adds to Storage Space

An innovative way to increase space in a small kitchen is by means of hanging shelves. In this kitchen, the owner has made use of hanging shelves suspended by chains for holding the soda cans.

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#7. Open-wall Shelves Increases Storage Space

The trick to keeping your small kitchen in apple pie order is by making use of the vertical wall height. In this kitchen, the storage space has been maximized by open wall shelves, which not only enhances the kitchen space but also adds an airy vibe to it.

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#8. 

In the galley kitchen, everything is placed against the wall of the kitchen and the middle path is cleared for movement. A rustic feel to the kitchen is imparted by the signature brick wall.

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#9. Streamlined Kitchen Layout

In a small kitchen space, the kitchen layout should be such that you can get easy access to the appliances, cupboards or any part of the kitchen without any restriction. In this chic black kitchen, all the integrated appliances are hidden behind the closed doors of a kitchen for a de-cluttered look.

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#10. Additional Pallet Shelves for Extra Storage

In a small kitchen, additional storage can be provided by using the vertical height of the wall. In this kitchen, the additional shelves are crafted from pallets and have been used for storing spice bottles, jars, utensils and much more.

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#11. Extra Storage and Functional Space by Using Backsplash Area and Kitchen Island

Maximizing space in a small kitchen means utilizing all the available space possible including the backsplash area. In this kitchen, the backsplash area has been used for storing cups hanging from a rail. Kitchen Island offers the added functional space required in a small kitchen layout.

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#12. Small Farmhouse Kitchen Idea

This is a play kitchen designed on a farmhouse model, which is perfect even for a 2 year old. This play kitchen does not take up much space as it fits perfectly on the wall across the kitchen nook. It features an inbuilt oven, storage cabinets, refrigerator and microwave oven.

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#13. The Kitchen Island Adds Functional Space to a Kitchen

A kitchen island adds more storage area, extra seating and functional space. In this kitchen, an all-white color scheme gives an airy feel to it. The kitchen island not only offers extra storage or functional space but acts as a statement piece as well. Here the kitchen island acts as the focal point and serves multiple functions.

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#14. A Modern Kitchen Built on Clear Lines

To make a small kitchen appear big and spacious, it should exhibit a crisp and clear architectural design. This kitchen flaunts a contemporary décor where all the items are hidden behind the closed doors. The stylish pendant lights add the required class to the kitchen.

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#15.  Pallet Shelves Increases the Storage Area

Open wall shelves can act as an additional storage area in a small kitchen. Here the shelves are being used for storing teacups, plates, cutlery and kettle. The rail is used for hanging utensils and mittens.

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#16. Pops of Vibrant Color Can Enhance the Décor of a Small Kitchen

Here the white and blue color scheme of the kitchen is completely balanced by the red refrigerator. The red fridge acts as a focal point and breaks the monotony of the sober blue and white palette of the kitchen décor and adds depth, dimension and character to it.

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#17. Elegant Cabinetry Adds to the Style and Function of a Small Kitchen

The all-white kitchen flaunts a chic décor with classy cabinetry that increases the storage space and adds style to the kitchen.

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#18. Trolley Shelves Increases Storage Space Considerably

In a small kitchen hanging, open or trolley shelves add the extra space required. In this kitchen, the trolley shelves offer storage for utensils and other items.

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#19. Fold-Down Workspace in a Limited Kitchen Area

This kitchen makes use of lightweight and highly functional fold-down workspace without any compromise on the elegance of the décor. The kitchen even offers side storage for organizing the newspapers and magazines and thereby contributes to a neat and clean kitchen.

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#20. Pull-Out Drawers Increases the Storage Space

One way of adding extra storage space to a kitchen is by means of pull-out drawers. In this kitchen, pull-out drawers beneath the sink area add extra storage space to the kitchen.

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#21. Light Colors Make the Galley Kitchen Appear Airy

The white-colored wall punctuated by pink blooms and pops of green, in this kitchen, makes space airy, spacious and imparts freshness to it.

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#22. Open Shelves Maximizes Space in a Small Kitchen

Optimizing space in a small kitchen is challenging, but with a little thought and creativity, it is possible. In this kitchen, open shelves are included in the small kitchen against the window for saving space and for creating an extra storage area.

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#23. Smart Kitchen Design Optimizes Space in a Small Kitchen

In this kitchen design, the built-in cabinets and the kitchen island with additional storage optimize the space in a small kitchen.

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With these innovative small kitchen design tips, optimizing space in a small kitchen would be a breeze.

Category- Business & Entrepreneurship

Content Type- Article

10 Inspiring European Female Entrepreneurs in the Technology Space

Women entrepreneurs are making their presence felt through promising start-ups. Technology, which has long been regarded as a men’s sphere, is witnessing female innovators with bright ideas to bring in welcoming changes. The following list focuses on 10 female entrepreneurs from Europe with worth-inspiring technology-based start-ups that are stories of great success.

Diva Tommei (Country: Italy)

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Finding Solenica – that builds natural lighting systems with smart technology and elegant Italian designs – was just the beginning for Diva. She achieved global recognition with the invention of Caia, – the solar-powered natural lighting robot – that looks great and uses artificial intelligence to brighten up the indoor spaces. Diva is now a proud recipient of the Young Global Innovator Award from MIT tech Review and also an honorary member of the Cambridge University Technology and Enterprise Club.

Julia Bösch (Country: Germany)

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Inspired by a U.S. male friend, who hired a personal shopper for clothes, Julia co-founded Outfittery – a personalized fashion tech start-up that promises men a holistic shopping experience online. Founded in 2012, the company is now worth $55 million and has a remarkable customer base in 8 countries with over 600,000 satisfied customers served by Outfittery’s 150 stylists. Julia features among the 2018’s top 50 European women in the start-up space.

Jessica Butcher (Country: UK)

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Odd jobs like office temping and cashier at a petrol station didn’t convince the young Jessica. She started big with Blippar, a mobile app based on augmented reality that soon became the world’s leading mobile visual-browser. The tech start-up placed Jessica among BBC’s Top 100 Women (2014) and Fortune’s Most Powerful Female Entrepreneurs (2012). Blippar was also included in Top 50 Disruptor Businesses of 2017 by CNBC, apart from receiving accolades from Forbes and CNN.

Alisa Chumachenko (Country: Lithuania)

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Alisa founded Game Insight – one of the most prestigious names in mobile and social media gaming – in 2010. The company has to its credit over 300 million gamers globally. The start-up facilitated Alisa with accolades like Manager of the Year 2012 (Forbes) and Entrepreneur of the Year 2012 (Ernst & Young’s High Growth Business Category). In 2017, she founded GOSU Data Lab that uses machine learning to produce gaming skills-improving products. The company has managed to secure 100,000 active monthly users in less than 2 years.

Gema Climent (Country: Spain)

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A neurological psychologist, Gema co-founded Nesplora in 2009 that creates and uses technological tools based on virtual reality to help patients suffering from dementia, attention deficit disorder, schizophrenia, brain injuries and other neurological and cognitive issues. The start-up owns 9 Nesplora software tools like Aula, Aquarium and Suite. Gema was a finalist in Female Innovative European Prize in 2017. She is the recipient of Witsa Emerging Technologies Solutions Award (2018) and Toribio Echevarria Price for Business Trajectory.

Lisa Lang (Country: Germany)

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Counted among Top 100 Most Influential People in Wearable Tech Worldwide, Lisa founded ElektroCouture in 2013 with the aim to fuse fashion with technology. In 2017, she founded ThePowerHouse that offers consultation for fashion tech, wearable technologies, smart textiles manufacturing, internet of things and more. She features in the list of 25 leaders in fashion and technology worldwide and as an expert in the annual report ‘The State of Fashion 2019’.

Jade Le maitre (Country: France)

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Hailing from a science background, Jade followed her passion for science communication and co-founded Hease Robotics in 2017. The company’s first prototype hogged the limelight for catering to the retail and customer service industrial sectors. Some of the eminent names in France, including Keolis (public transport solution developer), Leclerc (hypermarket chain) and others are already among the users of Hease robots.

Roberta Lucca (Country: UK)

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Worlds Adrift, Surgeon Simulator, I Am Bread and many other games from Bossa Studios are a rage. Co-founded by Roberta in 2017, Bossa Studios went on to win a BAFTA award. That’s not all. Roberta is also the founder of the AI business coaching app titled BOLDR. Apart from being the UK’s Top 100 Influential People in Video Games, she also features among Top 30 Women in Games and Forbes Top 50 Women in Tech.

Helena Samsioe (Country: Sweden)

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Presented as Drone Queen by BBC, Helena is an advanced UAV pilot and founder of GLOBHE – the start-up that has managed to become one of the world’s leading drone service providers. Among the many achievements of the company is IdentifAI used by United Nations for natural disaster management. Helena has been bestowed upon with accolades like Female Founder of the Year and has featured among Top Women to Watch in the Drone Industry and Top 100 Young Business Leaders in Sweden.

Christine Spiten (Country: Norway)

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At the age of 29, Christine has featured among Forbes 30 Under 30 (2018), Top 10 Norwegian Female Tech Entrepreneurs (2018) as well as Norway’s 50 Most Important Female Tech Founders (2017) (2018). Christine is the co-founder of Blueye Robotics (established in 2015) – an underwater drone company that has come up with drones capable of diving up to 150 m underwater.

With such amazing trendsetters around, we can say that the future of technology is in great hands.

Sample 1-Finance/Blog

Tips to Apply for a Bad Credit Used Car Loan

It may be frustrating trying to apply for a bad credit used car loan. Having a poor credit score is often considered a stigma, questioning your own creditworthiness. Lenders are not likely to approve your loan if you have awful credit.

Thankfully, this isn’t bad news altogether. There are ways to apply for an auto loan refinance even with bad credit.

Can I Apply for a Used Car Loan if My Credit Rating is Not Up to the Mark?

This is one of the biggest questions that many people with a poor score ask.

While there is no guarantee, you might be able to get pre-used car finance with poor credit. Whatever be your objective to refinance auto loan, there are certain lenders who provide auto refinancing to those who have bad credit. Pick the right lender, and you may turn up having a good loan option that fits your budget.

What Credit Score Should I Have for Auto Loan Refinancing?

If your objective is to secure a lower interest rate than your earlier auto loan, having a better credit score is advisable. For people with bad credit history, there are many factors other than the credit score (per se) that contribute to the lending decision. Some of these factors include how many on-time payments are made against the loan, your financial background to support repayments, etc.

Tips to Get a Bad Credit Auto Car Finance

It may be intimidating getting bad credit auto financing. It is better to do your homework before discussing your loan requirements with the lender.

Here are some valuable tips to help you apply for auto loan refinancing with bad credit.

Check Your Credit Rating and Credit Report

When looking to apply for bad credit pre-used car loans, the first thing you should do is to check your credit rating and credit report. It is important that you review the entire report to ensure that every information is accurate and as per your knowledge.

  • Keep an Eye on Duplicate Records: Often, credit scores are badly hit due to errors in the report, and you may not be aware of them. Look for errors or duplicate records in the report that may be affecting your credit rating. Report the same to the credit bureau immediately, and get them resolved with your last lender.
  • Get No Objection Certificate for Settlements: Credit card settlements and mortgage foreclosures may also show up in the report, hurting your credit score. In such cases, it is advisable to get a No Objection Certificate from your lender before applying to refinance. Be ready with your explanation on what forced you to settle your credit card payment or foreclose your last loan.
  • Check the Status of Payments Delayed but Paid: Your credit statement may also record a missed payment that you had made at a later date, i.e. failed to pay on the date of repayment but paid it on some other date. Lenders may unscrupulously (or by mistake) get the same recorded in your report. Get the matter resolved immediately as it can hurt your credit rating as well, and limit your chances of refinancing car loan.

To have a lower rate of interest when you refinance, make sure your rating has improved over a period of time. However, you may not necessarily wait for your scores to improve. A good time to apply is also when the interest rates have dropped.

If you manage to improve your creditworthiness in the meantime, you may be lucky enough to get an instant approval for auto financing with a poor credit score.

Work With Your Current Lender

By checking with your current lender, you have a good chance to apply for a pre-used car loan with bad credit history and get it approved. Whatever it may be – if you have a good liaison with your lender, have made few on-time repayments, your credit rating has improved or the interest rate has decreased – your odds of getting the loan approved are better with your existing lender.

With a poor credit score, you might be apprehensive about asking your lender about the loan due to the fear of rejection. However, you may be surprised to see what a request can do. It is advisable to do the following:

  • Do your groundwork and be ready with your reasoning behind missed payments or a poor rating.
  • Win over the negatives by showing the positive aspects like a history of timely repayments done or your current financial stability. This can validate that you are a lower risk than when you applied last for the loan.

Banks and financial institutions do not want to lose business, because by doing so, they will also lose their interest payments.

Having said so, not all lenders may approve your request for bad credit auto refinance, but there is no harm in trying. However, if the current lender wants to do a hard inquiry on your credit report, be ready to shop around with other lenders.

Take Steps to Find the Right Lender

Yes, you have worked it out with your current lender, and they have approved your request for bad credit auto loan refinance. Still you may be missing out on better options available in the market. With your existing lender, you might end up paying higher interest rates without knowing what others have to offer.

So, even if you have the best buy with your lender, you should still look around to secure a better loan option elsewhere. There are few banks that particularly provide auto refinancing to people with poor credit score, and they could have a better offer than is fit for your budget.

Here are some actionable tips to make this happen:

  • Make sure you compare various aspects when shopping for the right lender.
  • Compare the interest rate offered by different lenders – that’s important.
  • Ensure that the monthly repayment amount is viable for your budget and allows you to pay off the loan within a reasonable time.
  • Consider the waiting time to get your used car loan approved.

Continue Improving Your Credit Rating

Whether your application is approved or rejected, you should carry on with your efforts to improve your credit score. This will help you negotiate for a lower interest rate on future loans or allow you to refinance with much better offers.

Making timely repayments is one of the easiest ways to improve your score. It shows your honest efforts to pay off the loan and indicates your financial stability to support a mortgage. This is a primary evaluating parameter for most lenders.

On the other hand, you should try to strike a balance between your credit limits and what you owe. Reduce your debts to what you are financially capable of repaying. Finally, keep hard inquiries to a minimum. All these can help you improve your rating over time.

Getting approval for bad credit used car loans may be challenging, but not impossible. However, the best time to apply is when your credit score has improved or the auto loan interest rates have dropped. When you think it is the right time, talk to your existing lender to see what lucrative offers you can get. Then shop around to see what better other lenders have to offer. Beware of hidden fees and extensive loan terms, or you may end up paying more interest.

Sample 2-Lifestyle/Article

10 Temple Jewellery Elements to Create a Matchless Bridal Look

Temple jewellery has travelled a long journey, from being exquisite piece of artwork adorning Hindu gods and goddesses to marvellous bridal jewellery for modern women. It features intricate filigree and has an antique appeal that has continued winning the hearts of millions.

The finest temple jewellery is crafted with gold and embellished with precious and semi-precious stones to add a royal touch. There is a wide spectrum of temple jewellery designs available nowadays, with the most popular ones being motifs, coins and ambiguous patterns.

Check out the 10 amazing temple jewellery elements that can enhance your D-day look in an exquisite manner. Pick out the best and make heads turn in appreciation with a spectacular wedding look with temple jewellery.

Trendy Temple Jewellery Elements to Incorporate in Your Bridal Look 

  1. Jhumkas

From the exemplary designs featuring Hindu deities, swans, peacocks and other beautiful motifs, temple jewellery jhumkas possess an incredible charm. Antique-finish elegant jhumkas studded with precious and semi-precious stones are trendsetters today, transforming the bride’s look remarkably.

  1. Karnphool

Karnphool, meaning ‘flower for the ears,’ are big, elaborate bridal earrings designed meticulously and handcrafted to cover the entire ear. Flower motifs and peacock karnphool designs are in vogue nowadays, accentuating the look of the bride impressively. Pick one crafted with pure gold and beautiful embellishments of stonework or Kundan. Create a stunning bridal look in exotic karnphool matched with a ravishing necklace and nath in temple design.

  1. Necklace

Temple jewellery bridal necklace sets are available in a myriad of designs and finish, offering a breathtaking wedding look that you will cherish forever. Bridal necklaces in temple design include – exquisite choker with matching necklace sets, traditional Gottapusalu, incredible pearl or beaded necklace with motifs of Hindu gods and goddesses, trendy neckpiece with dazzling Kundan or stonework, and more.

  1. Kasulaperu

The traditional yet stylish Kasulaperu designs look exceptional and royal, making them an ideal choice for a brilliant bridal look. Its detailed craftsmanship, antique flair and mesmerising embellishment make it amazing bridal jewellery for Indian weddings. Peacock designs, stonework, matt finish and beautiful motifs of Hindu gods and goddesses steal the show.

  1. Nethi Chutti

A bridal look remains incomplete without a Nethi Chutti or the maang tika. Indian brides look ravishing in lovely Nethi Chutti with temple artwork and stone embellishments. Brides have innumerable choices in this type of jewellery – traditional Kemp designs, contemporary Kemp Nethi Chutti, single Nethi Chutti, multi-layered, pendant design, single layer, Kundan artwork, and more. Create an unparalleled wedding look with beautiful Nethi Chutti with incredible temple designs.

  1. Kamarbandh

Kamarbandh or Oddiyanam is an important element of bridal temple jewellery and completes the wedding look. These meticulously-made waistbands add beauty and exquisiteness and are available in a wide variety of designs. Stylish coin Kamarbandh with intricate details is a popular choice among the brides. Contemporary styles with peacock motifs are also in vogue these days. For brides who want to keep it traditional and authentic, detailed temple designs with motifs of Hindu deities are a brilliant choice.    

  1. Poola Jadai

Poola Jadai, with its superior craftsmanship and exquisite pattern, is the best way to beautify your braided bridal hairstyle. The hair accessory showcases a myriad of temple designs and artwork. However, the traditional motifs of Hindu goddesses and royal symbols are trendsetters now. You can also choose from a variety of peacock designs, Kemp work or Kundan styles to accentuate your look.

  1. Bangles

Temple jewellery bangles are an inseparable component of Indian wedding look. Intricate craftsmanship, multi-dimensional patterns, fancy engravings, elaborate designs and traditional motifs are great choices for the bride-to-be. Spectacular stonework in gold helps create a marvellous bridal look. Peacock designs, elephant engravings and motifs of Hindu Goddess Laxmi are the most popular choices among the brides.

  1. Bajubandh

Bajubandh is yet another trendy temple jewellery element that can accentuate your wedding look remarkably. This beautiful piece of jewellery showcases natural symbols or Hindu deities with precious stonework or simple outlines.

  1. Rings

Eye-catching temple rings make an integral component of a dazzling wedding look. Choose from a diverse variety of designs and motifs – gilded handcrafted bird motifs, pure gold embellished temple ring, stonework, and much more.

Temple jewellery is a testimony of India’s rich culture and intriguing workmanship. It is antique yet stylish and trendy. Adorn magnificent temple jewellery for your wedding day and create an awe-inspiring bridal look that everyone will appreciate.

Sample 3-Health/Article

Meta Description– Can mesothelioma ever be cured? Scroll down to learn more about the types, symptoms, treatment options and cure for mesothelioma.

Mesothelioma Treatment: Symptoms and Cure for Mesothelioma

What type of cancer is mesothelioma? Mesothelioma is a type of cancer that develops in the thin tissue lining known as the mesothelium. It is present in certain areas of the body like the area of the chest surrounding the lungs and the abdominal cavity. Based on the type of tumor, mesothelioma can be categorized as malignant and benign mesothelioma. While a benign tumor is easier to diagnose and treat, malignant tumor makes the disease extremely deadly and difficult to diagnose and treat. Let us discuss some of the treatment options and cure for mesothelioma.

Types, Signs, and Symptoms of Mesothelioma

Pleural Mesothelioma: It develops in the lining of the lungs (known as pleura). It is the most common form of mesothelioma and accounts for approx 80% of new cases. The symptoms may include—

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  • Shortness of breath
  • Painful coughing
  • Chest pain under the rib cage
  • Unexplained weight loss
  • Unusual lumps of tissue under the skin on the chest

Peritoneal Mesothelioma: It originates in the lining of the abdomen and often spreads to abdominal organs including spleen, liver, and bowel. The symptoms may include—

  • Severe abdominal pain
  • Abdominal swelling
  • Unexplained weight loss
  • Lumps of tissue in the abdomen

Pericardial Mesothelioma: It develops in the lining of the heart cavity called pericardium. As cancer makes its progress, the heart becomes weak and unable to deliver oxygen to the body. It accounts for less than 1% cases and is quite uncommon. The symptoms may include—

  • Pain in chest
  • Shortness of breath
  • Symptoms like heart attack

Testicular Mesothelioma: It is the rarest form of mesothelioma (with less than 100 cases around the world) and originates in tissues surrounding testicles. The most common symptoms include swelling or mass inflammation on a testicle.

Mesothelioma Treatment Options

Can mesothelioma ever be cured? The factors that determine the treatment plan based on the primary site affected, cell type, and the cancer stage. The treatment of mesothelioma also depends on the extent of cancer, i.e. whether the cancer is limited to the chest or has spread to the chest wall, lymph nodes, or diaphragm. The standard therapies include—

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  • Surgery: Doctors choose surgery to remove all or most of the tumors for the patients with early-stage mesothelioma. For example, surgery may include the removal of the mesothelial lining, a part of the lung or other organs, or one or more lymph nodes as a part of pleural mesothelioma treatment options. Recovery can last up to several weeks.
  • Chemotherapy: Chemotherapy drugs help in attacking and combating fast-growing cancer cells. These are often used along with surgery.
  • Radiation Therapy: Radiation therapy often shrinks the mesothelioma tumors, making it easier for the surgeons to remove them through surgery. Delivering the radiation via an external or internal source depends on the location of the tumor.
  • Multimodal Treatment: Research indicates that surgical treatments combined with chemotherapy and radiation can increase the life expectancy of many mesothelioma patients.

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  • Clinical Trials and Emerging Experimental Treatments: Clinical trials conducted in cancer clinics are new ways to treat mesothelioma. Some treatments focus on immunotherapy, which begins with boosting the immune system, strengthening the body’s defense system. Photodynamic therapy includes the novel use of light and photosensitizing drugs. Gene therapy fights cancer by fixing or overwriting problematic genes.

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Apart from the above-mentioned cure for mesothelioma, there are also complementary malignant mesothelioma treatments that can provide the patients with additional relief from the painful symptoms. It can also help in the recovery of the patients after the primary treatment. For example, palliative treatment for pleural mesothelioma may include the removal of the build-up fluid around the lungs via a process called pleurocentesis.

Moreover, there are physical and alternative therapies. Physical therapies like fatigue management, cardio and strength training, scar tissue healing, etc. can be effective. Alternative therapies may include yoga, art therapy, and massage or acupuncture, etc.

Sample 4-E-Commerce/Product Review

Title 1- Get Life Onboard with JanSport Driver 8 Core Series Wheeled Backpack

Title 2- JanSport Driver 8 Core Series Wheeled Backpack Review

Summary: Make your daily life easier with JanSport Driver 8 Rolling Backpack. It is long-lasting, versatile and comfortable. Get a lifetime warranty at just $109.99.

Performance

Get on the move with stylish and comfy JanSport Driver 8 Core Series Wheeled Backpack. The backpack quickly converts to a roller, making daily commute easier. With dimensions of 19.5 x 13 x 8 inches and weight of around 4 pounds, this is a pretty useful rolling bag with following performance features.

  • Fit in your laptop: The one-of-a-kind rolling laptop backpack comes with a fully padded 15-inch slot for a laptop of any size.
  • Get comfortable: The tuck-away shoulder straps come handy when you do not want them to hang while pulling it as a roller.
  • ‘Smooth’ experience: JanSport backpack with wheels rolls smoothly while retractable handle makes it easy to pull.
  • Improved Strength: It comes with ‘skid rails,’ which provide better stability and grip even when you have heavy baggage.

It’s front utility pocket and spacious compartments make it a great choice for school, travel or office use. Even with all its pads on, JanSport Driver 8 Rolling Backpack looks smart and hippy.

Durability

JanSport does a great job with its Driver 8 Wheeled Backpacks for adults. It is made of top-quality nylon and polyester that ensures high-quality assurance. It is strong and offers long-term protection. The wheels are tougher than what you expect.

Comfort

Being quite comfortable, JanSport rolling backpacks are perfect for school as well as travel. It’s roomy and well-designed, making it a great choice for students and travelers alike.

Pros

  • Ability to hold a lot of things
  • Trendy and chic
  • Provides good protection
  • A backpack that can be converted into a roller
  • Skate wheels for smooth rolling and easy grip
  • Fits laptop of any size
  • Soft cushioning for added comfort

Cons

  • Poor compartment design
  • The backpack is not water-resistant

Comparison

With huge luggage capacity, comfort and resilience, JanSport backpack is a clear winner. But other brands offer better ergonomic design and waterproofing.

FAQs

Can it be taken for travel purpose?

JanSport backpack with wheels allows you to carry most of your travel essentials. It is sturdy and relaxing that provides greater protection on the go.

Is it waterproof? How good is it in the rain?

It is not fully waterproof.

Can it be taken as Carry On luggage on an airplane?

Its compact size should not be a problem in luggage bins for most domestic and international flights. For smaller airplanes, it can be a tight fit but qualify as Carry On luggage.

Does it tip over?

It does not tip over even when the baggage is heavy.

Call to Action

JanSport Driver 8 Rolling Backpack gets you going in the most fashionable and functional way possible. For a backpack and rolling bag in one product, the price of $109.99 is reasonable. Add to that, JanSport lives by its quality of material and workmanship. So, there is no reason why you should not consider this item.

Summary

  • JanSport Driver 8 Core Series Wheeled Backpack is intelligently built to offer backpack and roller in one compact design.
  • It has ample room to stuff in most of your school or travel essentials.
  • Added cushioning; large laptop case; easy-pull handle; utility pocket to quickly organize your things
  • Woven from first-rate nylon and polyester; sturdy wheels
  • Skid rails ensure tough grip while rolling; it does not tip over
  • Seamlessly conversion from a backpack to a roller, and vice versa
  • Tested for quality assurance and strength
  • #1 choice for students, travelers and office use
  • Price: $109.99

Sample 6-Fashion/Guide

A Comprehensive Guide to Conch Piercing

Body piercings are an emerging trend. Flaunting trendy jewelry helps you make a bold fashion statement and adds oomph to your style. With more and more youngsters jumping on the piercing bandwagon, the ear, nostril, eyebrow, tongue, lower lip and conch piercings are a fad now. Here’s a guide that tells everything about piercing. Read on, before you get one.

Conch Piercing Guide Contents

  • What is Conch Piercing?
  • Conch Piercing Latest Trends and Placement Options
  • What Size Does Conch Piercing Jewelry Generally Come In?
  • What Size and Gauge Do You Prefer?
  • How Much Does It Cost?
  • How Much Does It Pain While Getting the Conch Pierced?
  • Conch Piercing Jewelry Options and Varieties
  • Things Used for Conch Piercing
  • Conch Piercing Process
  • How Long Does Conch Piercing Take to Heal?
  • Aftercare Tips for Conch Piercing
  • How Does It Feel Once It Has Healed?

What is Conch Piercing?

Conch piercing is one of the many types of ear cartilage piercings. It is the perforation of the ear cartilage for wearing jewelry. There are mainly two kinds of conch piercings, that is the outer and the inner piercings. This involves piercing the ear cartilage above earlobe and anti-tragus on the inner side of an ear. The name of this piercing style has been derived due to the resemblance of this portion of the ear to the conch shell.

This type of piercing should be done meticulously on the cartilage. It is a painful process but the result is obviously great. You must take utmost care and adequate precautions to ensure it heals faster.

Conch Piercing Latest Trends and Placement Options

The big conch piercing is the latest craze in which the ear cartilage is pierced for flaunting eye-catching barbells. You can have it done without any glitch by a professional.

How Long Does It Take for Healing?

It is not a very painful procedure and takes about 4 to 6 weeks to heal as reported at Huffington Post due to good vascularity (good blood flow). Since the conch area is the center part of the ear and has a cup-shaped structure, it is ideal for less painful piercing and gives room for a variety of jewelry.

Inspirational Conch Piercing Ideas

In conch piercing, the middle ear cartilage is pierced between the curved section and the canal. Different types of conch piercing jewelry are available such as barbell, labret or BCR.

  • Frog Conch Piercing:In this stylish ear piercing, the inner cartilage is pierced and adorned with a chic piece of metallic frog jewelry.
  • Anchor Conch Piercing: In this type of ear piercing the center of the inner cartilage is perforated for bedecking the ear with a cluster of beautiful opal gems.
  • Butterfly Conch Piercing:This piercing is done on the flat outer surface of the ear and adorned with a pretty butterfly cartilage earring.

These are some of the in-vogue conch piercing ideas. You can try out the latest unique conch piercing that involves both inner and outer ear piercing.

Outer Versus Inner Conch Piercing

Conch piercings are of two types – inner conch piercing and outer conch piercing. As the name suggests, inner piercing is done in the ear area that is bowl-shaped. This area is located next to the ear hole. On the other hand, the outer piercing is done in the flat area between the ridge and the helix. Although both the perforations follow the same procedure, including aftercare, it makes you look different.

Double Versus Triple Piercing

You can choose from varieties like single, double as well as triple conch piercing. For the first-timers, it is advisable to allow the initial procedure to heal before going for another piercing. This helps you ensure that proper aftercare procedure is followed. Once healed, you can go ahead with the next perforation. It is always advised not to make too many perforations at a time, as it might take longer to heal.

What Size Does Conch Piercing Jewelry Generally Come in?

When jewelry is concerned, there are plenty of choices such as circular barbells, captive bead rings, labret studs, circular barbells, butterflies etc. Select your first piece of jewelry carefully so that the piercing heals fast. Make sure the jewelry is simple and lightweight. It should offer enough room to keep the area clean.

It is always suggested that you choose your conch piercing earrings carefully. This type of piercing usually takes longer to heal. You should opt for soft buttons such as studs. Metallic studs are also good style statement even though soft shine ear balls ensure a classy and elegant look. You may also like large-sized studs; however, such earrings are difficult to wear, especially while you are sleeping.

Barbell earrings are trendy for conch piercings. You can flaunt cuffs or barbells that offer an edgy and stylish look. If you are looking for expensive options, you can find plenty of choices in silver, gold, and titanium for your conch ornament. However, if you are allergic to any of these metals, it would be best to avoid and choose steel instead. Steel is shiny and offers an attractive look. You can see most celebrities wearing inner conch punctures like Nikki Reed and Emma Watson. Celebrities who sport outer conch earrings are Tinashe and Dawn Richard.

What Size and Gauge do you Prefer?

You have a gamut of options while choosing conch piercing earrings depending on the gauge and size. You can choose anything such as hoops, barbells, studs, or other trendy options. However, make sure your first selection is not too heavy as you would not want to slow down the process of healing. Your piercer is the best person to recommend the material of jewelry you should use, its size, and weight.

10, 12, and 14 gauge is generally perfect for barbells depending on the type of piercing. In fact, these sizes are easier to heal and you would also find plenty of jewelry options in this range. However, it also depends on your ear type and space. Be selective so that there are lesser pain and faster healing.

How Much does it Cost?

There are various factors affecting the price of conch piercing. You would have to pay extra in case if you are getting it done in an urban city compared to a rural area. If your piercer is a well known personality, you would have to shell out more money than trying a start-up for the same task. However, since the procedure can be painful, it is better to choose an experienced piercer in this regard.

At most of the places expect to pay USD45 to USD80 at the max. For a typical dermal punch, you may have to pay a little more, probably USD90, even if you choose an experienced piercer.

Here, the decision is all about choosing the right piercer. Remember that paying some extra amount of money is not really a bad idea. It is worth the money. Experienced piercers would have the knowledge of the process and they can carry out the procedure flawlessly. They would also be able to suggest whether you should opt for a dermal punch or not, and what jewelry gauge would be right for you.

Do not choose your piercer by solely depending on the cost factor. You should rather pick the best piercer for this job because you would not want to take a chance. Choose an artist who is passionate about his job and takes care of your health and satisfaction too. You must also be aware of the potential hygiene factors. Determine whether or not you are comfortable inquiring about the hygiene factors and possible complications.

How Much does it Pain while Getting Conch Piercing

It hurts, and there is no denying the fact. If truth be told, any kind of alteration made to the body is painful. However, it widely depends on your pain threshold. Most people confirm that it really hurts bad to while getting the inner conch pierced. It is also believed that dermal punch is equally painful compared to other forms of cartilage piercings, which is bearable. So, if you are not very sure about this, you should think twice.

The level of pain also depends on the method you choose for your conch piercing. For instance, if a needle is used, it might not be severely painful – it would just feel like helix piercing and might hurt a bit more than earlobe piercing. The level of pain would not be alarming.

However, if you want to make a bigger hole to wear larger gauge jewelry, you should consider a dermal punch. It is rather painful, but people are still doing it. In case you do not want to stretch the cartilage piercings, you can choose outer conch piercing to be able to wear larger studs. Once again, many people suggest that a dermal punch is more painful than a regular conch piercing, and it makes sense. Note that a larger skin area and cartilage is removed with a dermal punch.

Before committing to a dermal punch, make sure you want to have this type of piercing for the rest of your life. You cannot get rid of it once it is done. The piercer would actually remove a round area of the cartilage and tissues to make a permanent hole, which would not close up even if you decide not to wear any jewelry. Dermal bunch hurts more and bleeds too.

This information is only to make you aware, not to scare you. So, prepare well in advance and ignore your fears. Follow your heart and make sure you stick to the guided aftercare instructions for quicker healing.

Conch Piercing Jewelry Options and Varieties

At present, the trend is to wear multiple lobe piercings, helix piercings, or daith piercing. However, conch piercings add a whimsical appeal to the whole look considering its subtlety and the way it appears.

You can find a wide range of conch piercing jewelry designs available for different occasions. You can choose simple and elegant rings, hoops or studs for the initial days. Gradually, as the wound starts healing, you can select from an array of designs and styles to go with your attire. Depending on the type of piercing you have done, you can choose different designs and styles of jewelry. Trendsetting styles include small barbells, hoops, horseshoes, labret studs, colored titanium jewelry etc.

Things Used for Conch Piercing

  • Disinfectant
  • Marking tool or pen
  • Cotton roll
  • Needle
  • Gloves
  • Gun, in case you have opted for a gunshot
  • Ear ornate
  • Sterilized gauge or cloth

Conch Piercing Process

Conch piercing process is not as complicated as you have probably heard of. You need proper care while the puncture is done and adequate precaution is taken thereafter. It is always recommended to visit a professional conch artist.

Listed below are a series of steps followed by the artists:

  • The artist wears his gloves to prevent any infection
  • The area of the inner/outer cartilage is marked as per your choice using a marking tool or pen
  • Disinfectant is applied to the ear to avoid infections
  • Piercing tools would be used for accuracy and precision. These tools are properly sterilized prior to piercing
  • Piercing is done in the marked area. Any bleeding is instantly wiped off.
  • To prevent soreness, the area is covered with sterilized gauze or cloth
  • Jewelry is fixed on the hole punched – it is best advised to wear lightweight cuffs or studs immediately

How Long Does Conch Piercing Take to Heal?

It usually takes an extended time to heal. Because this is a cartilage piercing, it takes much longer to heal than earlobe piercing that goes through the skin. So, if you have already had earlobe piercing, do not think it is going to be as smooth as that.

A conch piercing normally takes 6 to 12 months to heal completely. If you do not follow aftercare instructions properly, it might take more time to heal. However, you can reduce this recovery time by taking good care of your piercing, sleeping well, eating timely, and ensuring that you get all the necessary nutrients for healing.

Likewise, stay away from tobacco and illegal drugs that could harm your immune system. While the piercing is healing, do not change your jewelry. It is usually tempting but you must allow the wound to heal for two months at least. Ask your piercer before changing the jewelry.

Aftercare Tips for Conch Piercing

Before planning to change the pierced studs, allow them to heal completely. That is the first step to take care of the conch piercing. If not done as suggested, it might lead to infections and would take longer to heal. As the cartilage of ears grows incredibly lower than other body parts, you should be careful.

Follow these tips:

  • Make sure you do not touch the pierced ear frequently
  • Take care and avoid any jerks or scratches that could increase the risk of swelling and injury
  • In case of any injury, visit the doctor immediately for faster recovery

How does it feel once it has healed?

It feels amazingly beautiful to have conch piercings. You must take care of the piercing and keep it clean and avoid infections.

Sample 5-Technology/Blog

The Benefits of Using Record Linkage Software

Multi-national organizations usually deal with a huge amount of data on a day to day basis. These organizations need to handle their data very effectively to ensure good functionality across departments. Handling the pertinent data allows the top organizations to offer customer satisfaction as well as uplift employee morale.

The top organizations need to handle the data in a streamlined fashion to ensure the following:

  • Maintain a single source of truth for all the data flowing across different applications
  • Manage sensitive data in well-defined repositories
  • Create a back up for the most important data sets
  • Implement disaster recovery plans for unforeseen circumstances
  • Prevent duplication of data to save data storage spaces

Duplication is a Serious Problem

The largest organizations spend millions of dollars on purchasing high-end and fast data storage equipment for their computing purposes. These organizations often run out of the pertinent space quickly due to the duplication of data.

The duplicate data consumes a lot of storage space, which in turn, directly affects the computer’s overall performance characteristics in the long run. Record linkage software helps to prevent data duplication. This software can help you perform various functions across the organization.

5 Benefits of Using  Record Linkage Software

  1. Prevention of Data Duplication

Without the right monitoring tools, duplicate data will easily consume a significant amount of storage space across different devices. Duplicate data can open up your devices to threats as well as performance issues.

The record linkage software can easily identify the duplicate files and perform one or more of the following functions on them.

  • Link the Files: The software can easily link the duplicate files with each other. This, in turn, helps you locate the duplicate files in a singular location.
  • Delete the Duplicate Records: Once you have located the duplicate files/records, you can choose to delete them if they are consuming space on your system unnecessarily.
  • Verify the Data Across Various Data Sources: You can also use the software to cross-verify the data across different sources. This helps you create a single source of authentic information for the streamlined flow of data across the organization.
  1. Raise the Efficiency of the Data Quality Assurance

Quality assurance is often a key function in large organizations. Without the right QA practices, the company will lose important data due to malpractices frequently. This loss of data can easily affect the well-being of the company as a whole. Therefore, most organizations have a dedicated quality assurance department that helps it manage the quality of the data across departments.

The record linkage software tools can raise the efficiency of the overall quality assurance functions in the organization. This practice helps the QA department save a lot of time as well as money in performing their functions. An organization can easily reinvest the saved money and time in organizing the data sets in a more structured fashion.

With the increased efficiency of the QA department, the traceability of the data increases significantly. This directly impacts the time taken for the audit team to perform its functions during the auditing phase. The auditing team can save the financial as well as time-based resources in auditing the files and records correctly.

Therefore, the use of such software tools can streamline the overall functions across various departments and help you create a unified process across the organization.

  1. Parse Data Across Various Applications with Ease

The top record linkage software tools can fetch data from multiple applications for comparison purposes. These software tools can access the databases, excel sheets, CSV files, as well as websites all at once for easy and effective comparison.

Such powerful access across different applications allows the record linkage software tool to identify the right data regardless of its source. This helps the tool easily fetch data from different applications, manipulate it based on a set formula and then compare to check its viability. You can use such tools in connection with other powerful RPA (Robotic Process Automation) tools to manipulate data and conduct rule-based software automation easily.

  1. Remove Redundant Cache Files from the System

The removal of redundant cache files from the system periodically is extremely important for the health of the computer system. These cache files often plug the free movement of data across systems, slowing them down to a point where they are completely unusable.

Record linkage software tools can detect as well as link records based on various phonetic as well as fuzzy logic characteristics. Such tools can easily parse data sets like email addresses, location addresses, abbreviations, nicknames, etc. By accessing the large repository of pre-set conditions, the tool can clean the data and maintain an effective audit log for recovery purposes.

  1. Improve the Efficiency of the System and Increase its Security Parameters

The overall efficiency of the system suffers serious damage in the long run if you don’t pay attention to the data management techniques in a timely fashion. Cleaning the existing data in the system regularly can help free up space for the next data set quickly.

IT personnel in your organization will save a lot of time and energy with this tool in place. Your employees do not need to go through large data sets that contain millions of records, all one by one to clean it anymore. Instead, you can let the record linkage software tool take care of the same in an effective fashion.

Record linkage software tools can help an individual as well as an organization uplift the health of computing systems. These tools find applications across various departments and industry verticals. With the interaction of your data in a visual and customizable interface, the top record linkage software tools make the overall process fun and intuitive.

You can rely on the industry’s top data linkage tools to clean and process the data in an effective manner for the long-term sustainability of the computing systems.

Sample 7-Insurance/Buying Guide

A Comprehensive Guide to Choose the Best Combi Boiler Cover

The combi boilers are a boon to the smaller households and loft apartments. By completely eliminating the need to have a cold water storage tank or a hot water cylinder and due to their compact built, combi boilers are perfect when you need instant hot water at the mains pressure. However, the experience may be cut short if a combi boiler breaks down all of a sudden. Not only are you left without hot water, but the central heating too derails and you are forced to face a ‘cold’ situation. The hefty repair or replacement costs certainly add to the agony.

To combat any such unpleasant occurrence, you need to prepare in advance and buy a combi boiler cover. Unfortunately, boiler covers are often considered least important, as property owners usually ignore them due to:

  • Expensive boiler repairs and replacements
  • Bad experiences with the cover providers
  • Complicated pricing and hidden prices
  • Too many covers, making the choice difficult

The following guide tries to answer each and every question and concern related to combi boiler covers. You will also earn some useful tips and suggestions to make the right choice in this direction.

How Is Boiler Cover Different from Insurance?

Many people consider boiler insurance same as boiler cover. The fact is that boiler cover is provided by the boiler service companies that carry out boiler repair and replacement services and not by any insurance company. You may consider boiler cover as a service agreement between you and one of these companies.

Why Do You Need Boiler Cover?

Boiler covers are necessary to:

  • Deal with the boiler repair costs that may arise without any warning and may shake the monthly budgets of the boiler owners.
  • Carry out a replacement in case the combi boiler completely breaks down and can’t be repaired. Considering the huge replacement costs, it is wise to invest in boiler cover that would take care of these costs.
  • Avail the quick repair and replacement services without any delay. If you have a boiler cover at a place, you won’t have to worry about the costs and would get the repair done immediately, restoring the water heating system as well as the central heating system powered by your combi boiler.
  • Enjoy the peace of mind.

Things to Know about Boiler Covers

Are There Any Exemptions? Yes! Boiler covers are not usually available for properties that are meant for commercial purposes and also for bedsits and mobile homes.

Ask the Landlord – If you are about to move in accommodation on rent, you don’t need to worry about paying for combi boiler’s repairs and replacements and also for boiler covers. It is the responsibility of the landlord to bear these costs. Make sure you consider this while choosing a property on rent.

Does Your Home Insurance Cover Boilers? It may be the case that your combi boiler is already covered in your comprehensive home insurance plan. Then, you don’t need to buy an extra cover for the boiler.

There’s a Waiting Period – Just like health covers and other types of insurance covers, boiler covers too have a waiting period, also known as the no-claim period. Usually ranging between 15-30 days, it is the period during which you can’t make any claim with the cover provider. Insurers include waiting period to prevent boiler owners from buying the cover on the same day their boilers break down.

Making Important Preparations before Buying Boiler Cover

Before you start looking for the best boiler cover for your combi boiler, it is important to make the following preparations in advance:

  • Annual Gas Safety Inspection: Though it is a legal requirement to get your property inspected for gas safety every year, many property owners tend to miss it. The importance of obtaining an annual gas safety certificate is that it would be acknowledged as good practice by boiler cover provider and may also affect the cover costs,
  • Regular Boiler Service: Just like annual gas safety inspection, the regular service of the boiler too is important. Many cover providers take into account how well the owner has maintained his or her boiler before providing the cover quotes. You may end up buying cheaper boiler covers through this habit. That’s not all! Regular service would also increase the lifespan of your boiler. A well-maintained boiler consumes less energy and would keep your gas bills in check.

Types of Covers Available for Combi Boilers

The covers for combi boilers, or any other type of boiler, are broadly classified into the following categories:

  • Boiler-only Cover: The plans only provide cover for combi boilers and its main controls. For example, boiler repairs and replacement costs can be covered under these plans.
  • Boilers with Central Heating Covers: Apart from covering all repair and replacement costs related to boilers, these plans also cover the repair and replacement costs for the components of central heating system, including pipes and radiators.
  • Comprehensive Boiler Covers: There are many types of covers under this category, the most popular being boilers with annual service cover. Another option is boiler covers including repairs, replacements and annual service as well as protection against situations like pest infestation, plumbing system issues, wiring issues and more.

What to Look for in a Boiler Cover?

With so many boiler covers available, it is often confusing for many to choose the right one. It goes without saying that the more you include in the cover, the more expensive it becomes. However, that should not force you to make any kind of compromises. Here are some important things to check in different covers to go with the best one:

  • Parts Covered: Do you want just the boiler covered or also the parts like pipes, wiring, controls and so on?
  • Labour: Even a small boiler repair may require you to pay huge labour charges. Check out how your boiler cover helps you deal with them.
  • Annual Service: As discussed earlier, annual boiler service is important for a number of reasons. By including it in the cover, you don’t have to be worried about the service costs at times when you might find it difficult to include it in the monthly budget.
  • Number of Callouts: Many cover providing companies put a limit on the number of time you can call repairmen during a definite period of time. You may find a cover with unlimited callouts but that may cost you more.
  • Number of Claims: Decide the boiler cover based on the limit it imposes on the number of claims you can make during a specified period of time.
  • Regional Coverage: Another important thing to consider is whether the cover provider offers assistance and coverage in your region or not. It is good to choose one with nationwide coverage.
  • Add-ons: Apart from the usual repair and replacement coverage, the plan you choose may also offer additional coverage for pest infestation, electric safety as well as overall home security. Find it out before taking the final decision.
  • Access: Many boiler cover providers have round-the-clock helpline that can be contacted any time to avail the covered repairs and replacements. It is obviously a great idea to choose one of these companies to ensure any requirement can be quickly catered to.

What Do Boiler Cover Providers Consider?

Just like you would evaluate the boiler cover and cover providers, they would also evaluate a number of things before deciding the cover quote also whether your boiler is coverable or not. Here are some of them:

  • Boiler Brand: If you have purchased a combi boiler from a reliable manufacturer or vendor, it may work in your favour to obtain cheaper boiler cover.
  • Boiler Age: Usually, boilers who are older than 7 years don’t get cheap covers. In fact, boilers with age more than 10 years are usually not covered.
  • Boiler Maintenance: If your boiler is well-kept with records of regular maintenance, you can consider it a plus point to negotiate for the cost of the cover.
  • Boiler History: While renewing the boiler cover, the provider may revaluate the boiler’s condition and the number of repairs it had demanded in the past.

Why Home Emergency Cover Is Not Adequate?

Though being the cheapest option to obtain boiler cover, a home emergency cover may not be the right choice. It not only covers the boilers and heating systems, but also possible issues including home security, plumbing, electrics and more. It is better to rely on an exclusive boiler cover to extract the right benefits.

Moreover, home emergency cover limits the claims to only £500 that may not be enough to cover repair and maintenance costs for so many issues mentioned above. Buying a boiler cover is indeed a better option.

Why Energy Provider’s Cover May Not Be the Best Option?

Your gas and energy provider may also offer boiler cover along with the gas/energy deal you currently get from it. However, it is not a great option as these providers usually charge almost double than what you can avail from other boiler cover providers. It is possible to save £100 or more annually by choosing the best boiler cover provider.

How Much Does Combi Boiler Cover Cost in General?

In general, combi boiler covers may range between £110-120 if you opt only for emergency callouts. These covers may not cover the parts replacements and all of the labour. If you choose a boiler cover with annual boiler service, you may expect to pay between £220-250. The cost may go up to £350 if you choose a comprehensive boiler cover that includes heating system repair, plumbing, drainage repair and more.

There are many factors that may affect the overall cost of boiler cover. One of them is the location of your property. Another important factor is whether you choose to pay an annual premium of monthly. So, make sure you carry out extensive research and work on different options.

Finally, Tips to Choose the Best Combi Boiler Cover

Be ready to do a lot of market research and devote enough time before you make the final decision. Here are some useful tips to help you out:

  • Compare the Covers: There are many comparison sites online that provide detailed reviews of different combi boiler providers. You must compare things like:
  • Caps on number of claims and callouts
  • Company policies in case of boiler replacement
  • Annual costs
  • Market reputation and rating
  • Assess the Introductory Offers: Don’t fall for the unbelievable introductory offers regarding boiler covers. There are companies that attract customers with great covers and discounts that usually last for a certain period only. After a year or so, there may be a hike in the premium that you might find unreasonable to pay.
  • Renewal Time Revaluation: Don’t hesitate to look around for other plans when it is the boiler cover renewal time. It is not necessary to stick to one company if you are able to find better deals with others. Remember that your existing cover provider may charge you more for renewal if your boiler begins to age.
  • Annual or Monthly Contracts: Many reports suggest that customers opting for annual cover contracts end up saving good amount of money than those choosing monthly cover plan. However, be sure of this by taking out time to understand each plan in detail.
  • Obtain References: It is always a good idea to ask from people in your social contacts and neighbourhoods and obtain references and reviews for the best boiler covers and cover providers. However, make sure that you consult people who use combi boilers if you are looking for a combi boiler cover only.

Combi boilers are wonderful additions to households especially if you are located in an area with cold weather for most part of the year. Obtaining the best combi boiler would only add value to your investments and help you make the best out of them.

Sample 8-Real Estate/Article

Challenges Affecting Affordable Housing in Dallas

Affordable housing in Dallas has been in the news lately. It has a huge impact on the city’s education, transportation, as well as local businesses, as per real estate specialists in Dallas. According to them, the biggest challenges facing the real estate market are the need for education and dearth of sustainable, affordable housing.

Omar Narvaez, the Councilman representing District 6 stated that the last 2 years have witnessed a ‘revolution’ in certain low socio-economic communities where they were able to buy their own houses. New housing policy has been passed under the government initiative, but still, there are miles to go before the challenges can be overcome.

  1. Lack of Education: This is one of the biggest challenges plaguing the affordable housing sectors in Dallas believe realty experts. There isn’t ample knowledge about how to prepare people’s mindset to own and sustain homes.

As per Herron-Buff, Dallas city had taken an active approach to address affordable housing. But, in the absence of transportation, stores, and rise of failing neighborhoods, building houses does not add enough value to the community.

So, there ought to be comprehensive knowledge of Dallas’ Comprehensive Housing Policy and how adjacent development of the neighborhood is intertwined with its growth. At the same time, home buyers from the low-income community should be well-abreast with the policy, how they can benefit from the same, costing, lending facilities, etc.

  1. Poor Supply of Affordable Houses in Dallas: The Comprehensive Housing Policy was implemented by the Dallas City Council in 2018, with an objective to streamline affordable housing. Till date, there is a shortage in the supply of affordable houses compared to its growing demand. According to experts, there is a scarcity of nearly 20,000 units in Dallas. Lumber prices and lower interest rates have fueled the real estate market, but the pace remains inadequate to meet the fast-growing demand of a rising population and booming economy.

Unlike the trend you’d see when you buy industrial property in Dallas, the value of single-family houses have remained unstable since the mid-2018. The slide-down is concerning and needs to addressed with remarkable improvements in the affordable housing sector.

Assistant Director of the Department of Housing and Neighborhood Revitalization – Maureen Milligan – said the Comprehensive Housing Policy could help boost single-family housing, spurring its supply trend. According to her, Dallas plans to invest $20 million in single-family houses this fall. This is an affirmative approach towards increasing availability of sustainable homes in the city.

To conclude, real estate specialists in Dallas agree that education on affordable housing needs to be emphasized more on improving quality of services, for instance, assistance for first-time home buyers. Simultaneously, there should be increased investments in this segment of single-family housing to meet the overwhelming growth in Dallas’ economy and population. The definition of affordable housing also needs to be streamlined, agreed on the industry experts.

Sample 12-Business /Article

Category- Business & Entrepreneurship

Content Type- Article

10 Inspiring European Female Entrepreneurs in the Technology Space

Women entrepreneurs are making their presence felt through promising start-ups. Technology, which has long been regarded as a men’s sphere, is witnessing female innovators with bright ideas to bring in welcoming changes. The following list focuses on 10 female entrepreneurs from Europe with worth-inspiring technology-based start-ups that are stories of great success.

Diva Tommei (Country: Italy)

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Finding Solenica – that builds natural lighting systems with smart technology and elegant Italian designs – was just the beginning for Diva. She achieved global recognition with the invention of Caia, – the solar-powered natural lighting robot – that looks great and uses artificial intelligence to brighten up the indoor spaces. Diva is now a proud recipient of the Young Global Innovator Award from MIT tech Review and also an honorary member of the Cambridge University Technology and Enterprise Club.

Julia Bösch (Country: Germany)

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Inspired by a U.S. male friend, who hired a personal shopper for clothes, Julia co-founded Outfittery – a personalized fashion tech start-up that promises men a holistic shopping experience online. Founded in 2012, the company is now worth $55 million and has a remarkable customer base in 8 countries with over 600,000 satisfied customers served by Outfittery’s 150 stylists. Julia features among the 2018’s top 50 European women in the start-up space.

Jessica Butcher (Country: UK)

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Odd jobs like office temping and cashier at a petrol station didn’t convince the young Jessica. She started big with Blippar, a mobile app based on augmented reality that soon became the world’s leading mobile visual-browser. The tech start-up placed Jessica among BBC’s Top 100 Women (2014) and Fortune’s Most Powerful Female Entrepreneurs (2012). Blippar was also included in Top 50 Disruptor Businesses of 2017 by CNBC, apart from receiving accolades from Forbes and CNN.

Alisa Chumachenko (Country: Lithuania)

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Alisa founded Game Insight – one of the most prestigious names in mobile and social media gaming – in 2010. The company has to its credit over 300 million gamers globally. The start-up facilitated Alisa with accolades like Manager of the Year 2012 (Forbes) and Entrepreneur of the Year 2012 (Ernst & Young’s High Growth Business Category). In 2017, she founded GOSU Data Lab that uses machine learning to produce gaming skills-improving products. The company has managed to secure 100,000 active monthly users in less than 2 years.

Gema Climent (Country: Spain)

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A neurological psychologist, Gema co-founded Nesplora in 2009 that creates and uses technological tools based on virtual reality to help patients suffering from dementia, attention deficit disorder, schizophrenia, brain injuries and other neurological and cognitive issues. The start-up owns 9 Nesplora software tools like Aula, Aquarium and Suite. Gema was a finalist in Female Innovative European Prize in 2017. She is the recipient of Witsa Emerging Technologies Solutions Award (2018) and Toribio Echevarria Price for Business Trajectory.

Lisa Lang (Country: Germany)

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Counted among Top 100 Most Influential People in Wearable Tech Worldwide, Lisa founded ElektroCouture in 2013 with the aim to fuse fashion with technology. In 2017, she founded ThePowerHouse that offers consultation for fashion tech, wearable technologies, smart textiles manufacturing, internet of things and more. She features in the list of 25 leaders in fashion and technology worldwide and as an expert in the annual report ‘The State of Fashion 2019’.

Jade Le maitre (Country: France)

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Hailing from a science background, Jade followed her passion for science communication and co-founded Hease Robotics in 2017. The company’s first prototype hogged the limelight for catering to the retail and customer service industrial sectors. Some of the eminent names in France, including Keolis (public transport solution developer), Leclerc (hypermarket chain) and others are already among the users of Hease robots.

Roberta Lucca (Country: UK)

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Worlds Adrift, Surgeon Simulator, I Am Bread and many other games from Bossa Studios are a rage. Co-founded by Roberta in 2017, Bossa Studios went on to win a BAFTA award. That’s not all. Roberta is also the founder of the AI business coaching app titled BOLDR. Apart from being the UK’s Top 100 Influential People in Video Games, she also features among Top 30 Women in Games and Forbes Top 50 Women in Tech.

Helena Samsioe (Country: Sweden)

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Presented as Drone Queen by BBC, Helena is an advanced UAV pilot and founder of GLOBHE – the start-up that has managed to become one of the world’s leading drone service providers. Among the many achievements of the company is IdentifAI used by United Nations for natural disaster management. Helena has been bestowed upon with accolades like Female Founder of the Year and has featured among Top Women to Watch in the Drone Industry and Top 100 Young Business Leaders in Sweden.

Christine Spiten (Country: Norway)

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At the age of 29, Christine has featured among Forbes 30 Under 30 (2018), Top 10 Norwegian Female Tech Entrepreneurs (2018) as well as Norway’s 50 Most Important Female Tech Founders (2017) (2018). Christine is the co-founder of Blueye Robotics (established in 2015) – an underwater drone company that has come up with drones capable of diving up to 150 m underwater.

With such amazing trendsetters around, we can say that the future of technology is in great hands.

Sample 11-Decor/Blog

Title:  Fruitful Small Kitchen Design Solutions to Maximize Space in a Small Kitchen

Meta Description: Ensure your kitchen is in apple-pie order with smart small kitchen design tips. Maximize space in a small kitchen by adding open shelves, dish organizers, pull out drawers, etc.

The kitchen is one of the most important areas of the house where most of the activities go on such as cooking, food preparation, doing homework and even socializing. If you are looking for small kitchen design ideas for optimal space management, I can help you. I have compiled small kitchen design ideas to effectively show you how to maximize space in small kitchens. Lighting, colors and customized cabinets can appreciably contribute to small kitchen storage.

Opting for a white palette for your kitchen gives the optical illusion of a large, airy kitchen. Moreover, you can impart an airy, spacious feel to your kitchen with natural light coming through the skylight.

Innovative Small Kitchen Design Ideas

  • The Cubical Kitchen: The cubical shape of the kitchen is preferred as it offers a lot of space and helps in keeping things organized and neat. You could use the worktop of this kitchen as a dining table or breakfast counter.
  • White Color Palette: The white color scheme of a kitchen can make it look spacious and airy. To add to the optical illusion, you could use transparent ‘bar stools’.
  • Drawer Organizers: The key to making a small kitchen appear spacious is by keeping items organized. You can achieve this with the help of drawer organizers.
  • Minimalistic Design: Light colors, uncomplicated fixtures and clean lines help in creating the illusion of space. Plain cabinets, metal stools and bare floor help in highlighting the chic minimalistic theme.

#1. Open-Wall Shelves Imparts a Spacious Look to Small Kitchens

A good way to optimize space in a small kitchen is by means of open shelves that increase the storage options. Here the open wall shelves not only maximize the storage options but even impart an airy feel to a small kitchen.

 

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  1. Customized In-Built Cabinetry

The key to keeping your kitchen de-cluttered is by organizing items in cabinets. This modern kitchen design for small space exhibits clean, modern lines and reflects contemporary kitchen design. Mosaic backsplash gives a bold look to the kitchen.

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#3. Space-Saving Dish Organizer for Maximizing Space in a Kitchen

For optimizing space in the small kitchens, it is essential to use every available space such as each corner and even the space behind the sink.  Here, the little space available behind the sink has been used for organizing the dishes and cutlery. Pops of green adds freshness to the kitchen décor.

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#4. Modern Lacquer Cabinetry for an Aesthetic Appeal

The white lacquer cabinetry imparts a spacious feel to the kitchen. The white color is beautifully balanced by the black marble countertop and this imparts a bold and elegant look to the kitchen.

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#5.Use Vertical Wall Height for Maximizing Kitchen Space

In a small kitchen, the best way to maximize space is by making use of the vertical wall height. In this modern small kitchen, cabinets have been built onto the wall of the kitchen for storage purpose.

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#6. Hanging Shelves Adds to Storage Space

An innovative way to increase space in a small kitchen is by means of hanging shelves. In this kitchen, the owner has made use of hanging shelves suspended by chains for holding the soda cans.

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#7. Open-wall Shelves Increases Storage Space

The trick to keeping your small kitchen in apple pie order is by making use of the vertical wall height. In this kitchen, the storage space has been maximized by open wall shelves, which not only enhances the kitchen space but also adds an airy vibe to it.

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#8. 

In the galley kitchen, everything is placed against the wall of the kitchen and the middle path is cleared for movement. A rustic feel to the kitchen is imparted by the signature brick wall.

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#9. Streamlined Kitchen Layout

In a small kitchen space, the kitchen layout should be such that you can get easy access to the appliances, cupboards or any part of the kitchen without any restriction. In this chic black kitchen, all the integrated appliances are hidden behind the closed doors of a kitchen for a de-cluttered look.

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#10. Additional Pallet Shelves for Extra Storage

In a small kitchen, additional storage can be provided by using the vertical height of the wall. In this kitchen, the additional shelves are crafted from pallets and have been used for storing spice bottles, jars, utensils and much more.

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#11. Extra Storage and Functional Space by Using Backsplash Area and Kitchen Island

Maximizing space in a small kitchen means utilizing all the available space possible including the backsplash area. In this kitchen, the backsplash area has been used for storing cups hanging from a rail. Kitchen Island offers the added functional space required in a small kitchen layout.

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#12. Small Farmhouse Kitchen Idea

This is a play kitchen designed on a farmhouse model, which is perfect even for a 2 year old. This play kitchen does not take up much space as it fits perfectly on the wall across the kitchen nook. It features an inbuilt oven, storage cabinets, refrigerator and microwave oven.

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#13. The Kitchen Island Adds Functional Space to a Kitchen

A kitchen island adds more storage area, extra seating and functional space. In this kitchen, an all-white color scheme gives an airy feel to it. The kitchen island not only offers extra storage or functional space but acts as a statement piece as well. Here the kitchen island acts as the focal point and serves multiple functions.

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#14. A Modern Kitchen Built on Clear Lines

To make a small kitchen appear big and spacious, it should exhibit a crisp and clear architectural design. This kitchen flaunts a contemporary décor where all the items are hidden behind the closed doors. The stylish pendant lights add the required class to the kitchen.

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#15.  Pallet Shelves Increases the Storage Area

Open wall shelves can act as an additional storage area in a small kitchen. Here the shelves are being used for storing teacups, plates, cutlery and kettle. The rail is used for hanging utensils and mittens.

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#16. Pops of Vibrant Color Can Enhance the Décor of a Small Kitchen

Here the white and blue color scheme of the kitchen is completely balanced by the red refrigerator. The red fridge acts as a focal point and breaks the monotony of the sober blue and white palette of the kitchen décor and adds depth, dimension and character to it.

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#17. Elegant Cabinetry Adds to the Style and Function of a Small Kitchen

The all-white kitchen flaunts a chic décor with classy cabinetry that increases the storage space and adds style to the kitchen.

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#18. Trolley Shelves Increases Storage Space Considerably

In a small kitchen hanging, open or trolley shelves add the extra space required. In this kitchen, the trolley shelves offer storage for utensils and other items.

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#19. Fold-Down Workspace in a Limited Kitchen Area

This kitchen makes use of lightweight and highly functional fold-down workspace without any compromise on the elegance of the décor. The kitchen even offers side storage for organizing the newspapers and magazines and thereby contributes to a neat and clean kitchen.

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#20. Pull-Out Drawers Increases the Storage Space

One way of adding extra storage space to a kitchen is by means of pull-out drawers. In this kitchen, pull-out drawers beneath the sink area add extra storage space to the kitchen.

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#21. Light Colors Make the Galley Kitchen Appear Airy

The white-colored wall punctuated by pink blooms and pops of green, in this kitchen, makes space airy, spacious and imparts freshness to it.

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#22. Open Shelves Maximizes Space in a Small Kitchen

Optimizing space in a small kitchen is challenging, but with a little thought and creativity, it is possible. In this kitchen, open shelves are included in the small kitchen against the window for saving space and for creating an extra storage area.

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#23. Smart Kitchen Design Optimizes Space in a Small Kitchen

In this kitchen design, the built-in cabinets and the kitchen island with additional storage optimize the space in a small kitchen.

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With these innovative small kitchen design tips, optimizing space in a small kitchen would be a breeze.

Sample 10-Spiritual/Article

The Struggle Between Karma, Destiny & Free Will

Karma vs. Destiny

Do you believe that karma has had a role in your life? Or is it your destiny that drives you to follow a certain path?

How often do you blame your karma when something worse happens in your life? Or do you believe it was destined to be? Have we ever thought that if we are experiencing certain things as a part of our destiny, why would we at all put effort into it? And if it is in our fate, why do we strive to achieve more? In case misfortune strikes our lives, it is common to victimize karma or past-life regressions. We tend to believe that our suffering and pain is a part of our soul lessons.

But do you know that Life is 40% Destiny & 60% Choice!

A psychic can help people work through Free Will. He can explain destiny in a broader sense and help determine how to work around the theme of life.

 

Karma can be changed. Your destiny is in your hands– Anonymous

 

We are all living amidst a divine paradox, where Karma, Destiny and Free Will are playing an integral role in our lives at some point or the other. Still, it is up to us how we handle it.

Some people affirm that one’s destiny is predetermined. Of course, it is. But the idea that destiny or karma directs our life entirely can be overwhelming. Do you firmly believe that we cannot change our fate? If everything is predestined, what about soul evolution and free will?

Life is a perfect mix of both destiny and free will. Destiny is where life will take us in the end; free will is our choice regarding how to go about it. We cannot change our fate, but we can certainly make the journey more enriching.

Your Destiny is NOT what Your Karma is!

Often people believe that you have to reap what you sow, i.e., your present life is a reflection of your past life regressions. Your entire destiny is based upon your past life deeds! But this is untrue! All the pain and sufferings that we experience in this life are karmic retribution of our past life, but that comprises of only 15-20% of our life. The rest depends on our soul lessons or purpose of life. If we have chosen for things to happen the way it is, then they will happen.

When we are born, we are destined with our soul lessons. We ourselves choose the themes around which our life events will revolve. So for instance, if a person chooses trust and responsibility as his soul lesson in this life, he will automatically place his life events around this theme. So, your destiny is not just about Karma but also related to the theme of your life.

So, what is Karma, Destiny or Free Will?

Karma comprises of our attitudes, beliefs and energy that we carry over from our past life, i.e. it accounts for our choices and deeds in previous lifetimes. Karma, in a sense, is about our soul lessons or a part of our life’s purpose.

Destiny, on the other hand, has a bigger meaning to life. It is the inevitable. Various situations come in our life’s path with a purpose (destiny), but it is our choice (free will) whether we want to take the opportunity or not. For instance, going to the United States of America is your destiny, but it is your free will whether you would go now or 5 years later.

According to the Law of Karma, every person comes with a destiny. But our souls have certain control over many of our life events and that is called Free Will. We cannot change our fate, but we can certainly control the way it goes.

So, the question is Can We Really Change our Karma or Destiny?

To break the Karmic cycle and change your destiny, it is vital to have the knowledge and guts to delve into your mind – both conscious & subconscious. By doing this, you are actually assigning different meanings to different past events. Once you have the courage to face the events from your previous lifetimes, you can have a better approach towards Karma.

You are not in complete control of your fate but destiny evolves like a free-flowing stream. Free Will lets us make choices that can shape or modify our destiny. However, that does not mean that whenever something worse happens in life, we can magically change the situation. Our destiny surrounds around our theme of life or soul lessons for which we are born. And free will only has a major influence on what courses of life we choose or what will be our actions.

Do you feel disempowered thinking that it is your Karma that makes life’s struggle more difficult? Working through free will is always a better choice than blaming it all to Karma and Destiny. Embark on a journey to unveil limitless possibilities and unblock abundance by getting in touch with an eminent psychic.

Sample 9-Technology/Guide

Complete Guide to Choose an Artificial Intelligence Course

The Artificial Intelligence industry is growing at a rapid pace, finding its prominence in numerous applications across different fields. With the increasing adoption of Artificial Intelligence in varied sectors, there has been a tremendous demand for skilled AI engineers in India. The private players alone have invested $150 million in India’s AI market and the number is ever-growing since 2016.

The emerging sector has over 4,000 vacant AI job positions in the country. The spiked demand for Artificial Intelligence training in India motivates aspirants to bag a lucrative career in India’s booming AI sector.

In India, the AI sector is showing promising growth as the start-ups witnessed a 108% increase in funding in 2018. The government’s Digital India budget has doubled to INR 3,073 crores in 2018.

Why Take AI Course Online?

Artificial Intelligence course is a structured 300+ hours AI certification program that helps you master diverse aspects of this advanced technology system. A professional Artificial Intelligence certification is the right choice for expanding your AI capabilities. The training institutes offer courses led by industry-leading faculties, GPU labs, hands-on projects and dedicated learning support.

The benefits of online AI programs are:

  • Flexibility to study at any time convenient as per your schedule
  • Comfortable learning environment
  • End-to-end focus on AI basics and advanced technologies
  • Live Sessions and 24×7 online LMS

Basic Skills Required

The Artificial Intelligence course is for candidates who have completed their graduation in IT or programming. Full-time IT consultants and IT professionals can also enrol for online courses.

AI Skills & Tools You Will Learn

The online course helps build a solid foundation by covering the widely used AI technologies, including Convolutional Neural Network, Artificial Neural Networks, Natural Language Processing, Perceptrons, Transfer Learning, Voice & Image Recognition and other aspects. Learn to use advanced tools like Python, Tensor Flow, Scikit and Keras.

FAQs

Q1. Who are the faculties offering AI courses in India?

Training centres have a team of excellent instructors having specialised knowledge & experience in Artificial Intelligence.

Q2. What skills I will learn?

After completing Artificial Intelligence training in India, you will be able to:

  • Use tools like Scikit, Tensor Flow, Keras and other technologies
  • Develop Chatbots
  • Work on algorithms and data forms in real-world problems
  • Use image and speech recognition capabilities in different applications

Having professional Artificial Intelligence training gives you an added edge in getting a high-paid, promising career. To know more, you can enrol on the training centre’s website or request a call back.

Q3. What is the teaching methodology?

Training centres provide 150+ hours of content and 70+ hours of LIVE sessions. The instructor teachings are backed by real-world case studies, mock interviews and hands-on projects. Some centres offer access to lifetime 24×7 LMS.

Q4. Will I get a certificate?

Yes. Based on your assessment score, attendance and other parameters, you would receive a certificate.

 

Benefits of Being a Certified AI Expert

  • Hone your professional skills by learning AI basics and advanced technologies without having to give up your job
  • Better learning with 24×7 online LMS and live sessions

The Artificial Intelligence course in India is designed for candidates who have completed their graduation in IT or programming. Full-time IT consultants and IT professionals can also enrol for the online courses.